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4781 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 4781 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,636 sqft · built 2006
Lot Size9.29 acres (404,672 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 2020)
Tax Bill$5,591 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN6200-07-026-03E-4-003-20

Property Details

APN / Parcel Number

Primary APN6200-07-026-03E-4-003-20
Alternative APN
  • 33296

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,636 sqft Living Area
1st Floor Area1,970 sqft
Utility Area1,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area404,672 sqft (9.29 acres)
Garage TypeAttached
Garage Area679 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area1,364 sqft
Pole Barn392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number33296
Street Address4781 E PROSPECT AVE
CityPONCA CITY
StateOK
Zip74604-5763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGWOOD TWP - 7-26-3E TR BEG SE/C SE/4 W1304.69' TO POB CON'T W810.28' N2E542.64' S85E790.62' TH S ALONG E LINE OF SW/4 SE/4
Legal Range03E
Legal Township26N
Legal Section07
Legal SubdivisionLONGWOOD TOWNSHIP
Legal Block26
Legal Lot Number3E
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group1
Census Block1053
Census Tract600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4781 E PROSPECT AVE, PONCA CITY, OK 74604-5763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Aug 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 16, 2019Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HM LNDG
Sep 5, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleMay 16, 2019 · Amount on Record
Deed Document Number20205846
Deed Book / Page1843 / 959
Prior Transfer DateAug 17, 2020
Prior Transfer Doc0000005847
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address4781 E PROSPECT AVE, PONCA CITY, OK 74604-5763
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021005979
DateJul 15, 2021
Book Page1875/273
Instrument2021-005979
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKAY OK
Recording DateAug 20, 2020
Property Address4781 E PROSPECT AVE, PONCA CITY, OK 74604-5763
Document Number0000005847
Book / Page001843 / 000962
Instrument DateAug 17, 2020
Instrument5847
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4781 E PROSPECT AVE PONCA CITY OK 746045763, PONCA CITY, OK 74604-5763

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateMay 16, 2019
Property Address4781 E PROSPECT AVE, PONCA CITY, OK 74604-5763
Document Number0000003548
Book / Page001806 / 000270
Instrument DateMay 10, 2019
Instrument3548
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4781 E PROSPECT PONCA CITY OK 74601, PONCA CITY, OK 74601

Mortgage

Document Number3550
DateMay 16, 2019
Book Page001806/000274
Instrument3550
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 15, 2034

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKAY OK
Recording DateSep 5, 2019
Property Address4781 E PROSPECT AVE, PONCA CITY, OK 74604-5763
Document Number0000006550
Book / Page001815 / 000849
Instrument DateMay 10, 2019
Instrument6550
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$780.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4781 E PROSPECT PONCA CITY OK 74601, PONCA CITY, OK 74601

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Elementary School DistrictKildare Public School (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,970 (+5%) Land $2,555 Building $67,415$636,083 (+4.41%) Land $23,225 Building $612,858
2025$5,591.00 (+11.2%)$66,638 (+5%) Land $2,555 Building $64,083$609,204 (-2.85%) Land $23,225 Building $585,979
2024$5,028.00 (+10.97%)$63,464 (+10.95%) Land $2,555 Building $60,909$627,068 (+20.59%) Land $23,225 Building $603,843
2023$4,531.00$57,200 Land $6,067 Building $51,133$520,000 Land $55,159 Building $464,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 98.7% of Oklahoma
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #1
serves 1,765 people · EPA ID OK3003605
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionAug 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Chisholm Broadband
Fixed Wireless		100 / 40
T-Mobile
Fixed Wireless		100 / 20
Nextlink
Fixed Wireless		100 / 20

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