4660 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 4660 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,356 sqft · built 2002
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Oct 2019)
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21349`

Property Details

APN / Parcel Number

Primary APN	`21349`
Alternative APN	`6440-00-000-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Utility Area	2,400 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	105 sqft
Shed	1 Shed
Shed Area	192 sqft
Poultry House	63 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21349
Street Address	4660 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-5714
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LONGWOOD-LAKEVIEW SUB TRACT 5 & N/2 TR 7
Legal Subdivision	LAKEVIEW
Legal Tract	5,7
Legal Lot Number	5
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1052
Census Tract	600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4660 E PROSPECT AVE, PONCA CITY, OK 74604-5714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
Oct 1, 2019	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Document Number	20197275
Deed Book / Page	1817 / 776
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0000010358
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	4660 E PROSPECT AVE, PONCA CITY, OK 74604-5714
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006796
Date	Aug 10, 2021
Book Page	1878/3
Instrument	2021-006796

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	4660 E PROSPECT AVE, PONCA CITY, OK 74604-5714
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003572
Date	May 22, 2020
Book Page	1836/631
Instrument	2020-003572

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 1, 2019
Property Address	4660 E PROSPECT AVE, PONCA CITY, OK 74604-5714
Document Number	0000007275
Book / Page	1817 / 0776
Instrument Date	Sep 30, 2019
Instrument	2019-007275
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4660 E PROSPECT AVE, PONCA CITY, OK 74604-5714

Mortgage

Document Number	0000007277
Date	Oct 1, 2019
Instrument	2019-007277

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,790 (-0.66%) Land $2,200 Building $14,590	$152,631 (-0.66%) Land $20,000 Building $132,631
2025	$1,593.00 (-0.25%)	$16,901 (-1.52%) Land $2,200 Building $14,701	$153,647 (-1.52%) Land $20,000 Building $133,647
2024	$1,597.00 (-8.38%)	$17,162 (-7.76%) Land $2,200 Building $14,962	$156,021 (-7.76%) Land $20,000 Building $136,021
2023	$1,743.00	$18,606 Land $3,520 Building $15,086	$169,145 Land $32,000 Building $137,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 92% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

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