4765 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 4765 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,731 sqft · built 2002
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2025)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6200-07-026-03E-4-003-10`

Property Details

APN / Parcel Number

Primary APN	`6200-07-026-03E-4-003-10`
Alternative APN	`20432`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,731 sqft Living Area
1st Floor Area	1,905 sqft
Utility Area	1,700 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	178,596 sqft (4.1 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	501 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	1,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20432
Street Address	4765 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-5763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP - 7-26-3E TR BEG SW/C SE/4 TH N1315.02' E713.58' TO POB TH S300' E595' N300' W 595' TO POB
Legal Range	03E
Legal Township	26N
Legal Section	07
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1053
Census Tract	600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4765 E PROSPECT AVE, PONCA CITY, OK 74604-5763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Deed Document Number	20255774
Deed Book / Page	2006 / 517
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 12, 2025
Property Address	4765 E PROSPECT AVE, PONCA CITY, OK 74604-5763
Document Number	I2025005774
Book / Page	2006 / 517
Instrument Date	Aug 5, 2025
Instrument	I-2025-005774
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	SECURITY TITLE SERVICES, SECURITY TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2025005775
Date	Aug 12, 2025
Instrument	I-2025-005775

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,800 (+67.37%) Land $2,255 Building $39,545	$380,000 (+7.77%) Land $20,500 Building $359,500
2025	$2,095.00 (+11.2%)	$24,974 (+5%) Land $1,894 Building $23,080	$352,599 (-1.47%) Land $17,220 Building $335,379
2024	$1,884.00 (+6.08%)	$23,784 (+6.08%) Land $1,894 Building $21,890	$357,859 (+75.56%) Land $17,220 Building $340,639
2023	$1,776.00	$22,421 Land $1,894 Building $20,527	$203,833 Land $17,220 Building $186,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 96% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20