4568 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 4568 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,698 sqft · built 1950
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Jul 2021)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21353`

Property Details

APN / Parcel Number

Primary APN	`21353`
Alternative APN	`6440-00-000-008-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,698 sqft Living Area
1st Floor Area	2,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Built-in
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	598 sqft
Deck Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21353
Street Address	4568 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD-LAKEVIEW SUB TR #8 LESS S117.73'
Legal Range	03E
Legal Township	26N
Legal Section	18
Legal Subdivision	LAKEVIEW
Legal Tract	8
Legal Lot Number	8
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1052
Census Tract	600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4568 E PROSPECT AVE, PONCA CITY, OK 74604-5757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage BOKF NA
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST CAPITAL MORTGAGE LLC
Aug 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	May 10, 2012 · Amount on Record
Deed Document Number	20215810
Deed Book / Page	1874 / 649
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0000005088
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	4568 E PROSPECT AVE, PONCA CITY, OK 74604-5757
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023006454
Date	Sep 26, 2023
Book Page	1945/721
Instrument	I-2023-006454

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 2, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jul 12, 2021
Property Address	4568 E PROSPECT AVE, PONCA CITY, OK 74604-5757
Document Number	2021005810
Book / Page	1874 / 649
Instrument Date	Jul 9, 2021
Instrument	2021-005810
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 E PROSPECT AVE, PONCA CITY, OK 74604-5757

Mortgage

Document Number	2021005811
Date	Jul 12, 2021
Instrument	2021-005811

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	Aug 25, 2017
Property Address	4568 E PROSPECT AVE, PONCA CITY, OK 74604-5757
Document Number	0000006814
Book / Page	001754 / 000153
Instrument Date	Aug 23, 2017
Instrument	6814
Transaction Type	Transfer
Record Updated	Sep 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2116 CARDINAL RD PONCA CITY OK 746043003, PONCA CITY, OK 74604-3003

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,912 (+4.76%) Land $1,111 Building $15,801	$153,743 (+4.76%) Land $10,100 Building $143,643
2025	$1,521.00 (+4.04%)	$16,143 (+2.77%) Land $1,111 Building $15,032	$146,753 (+0.85%) Land $10,100 Building $136,653
2024	$1,462.00 (+4.35%)	$15,708 (+5%) Land $1,111 Building $14,597	$145,515 (+7%) Land $10,100 Building $135,415
2023	$1,401.00	$14,960 Land $1,333 Building $13,627	$136,000 Land $12,120 Building $123,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

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