47801 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 47801 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 2020
Lot Size	0.055 acres (2,394 sqft)
Owner	Individual Name on File
Last Sale	$210,800 (Dec 2020)
Tax Bill	$959 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`66-01-01-1-001-001.188`

Property Details

APN / Parcel Number

Primary APN	`66-01-01-1-001-001.188`
Alternative APNs	`373595` `265589` `389049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Heated Area
1st Floor Area	672 sqft
Upper Floors Area	648 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,394 sqft (0.055 acres)
Lot Dimensions	66.5 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	389049
Street Address	47801 COTTAGE LOOP
City	ORANGE BEACH
State	AL
Zip	36561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36' X 66.5' LOT 72 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACHSEC 1-
Legal Subdivision	CYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number	72
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2004
Census Tract	11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.188

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23967 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20201878859
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 22, 2020
Property Address	COTTAGE LOOP, ORANGE BEACH, AL 36561
Document Number	0001878859
Map Reference	SL 2606-C&D
Instrument Date	Dec 18, 2020
Instrument	1878859
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23967 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number	0001878860
Date	Dec 22, 2020
Instrument	1878860

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$959.00 (+17.38%)	$31,900 (+16.17%) Land $7,820 Building $24,080	$318,900 (+16.13%) Land $78,100 Building $240,800
2023	$817.00 (+14.75%) Homeowner's exemption	$27,460 (+13.66%)	$274,600 (+13.75%) Land $64,800 Building $209,800
2022	$712.00 (+105.19%) Homeowner's exemption	$24,160	$241,400 Land $66,300 Building $175,100
2021	$347.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.