23992 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23992 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2021
Square Footage	1,871 sqft Heated Area
Lot Size	3,022 sqft (0.069 acres)
Last Sale	$330,000 (2021)
Tax Bill	$1,406.00 (2025)

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.159

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15605 ORCHARD DR, GULFPORT, MS 39503-8435
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Dec 02, 2019 · Amount on Record
Deed Doc Number	20211907886
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 22, 2021
Property Address	23992 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0001907886
Map Reference	SL 2606-C&D
Instrument Date	Apr 21, 2021
Instrument	1907886
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6653 BARBRO RD, FRANKVILLE, AL 36538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number	0001907887
Date	Apr 22, 2021
Instrument	1907887

Lender

Name	BARR GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00 (+15.91%)	$43,960 (+15.93%) Land $7,820 Building $36,140	$439,400 (+15.88%) Land $78,100 Building $361,300
2023	$1,213.00 (+19.39%)	$37,920 (+19.4%)	$379,200 (+19.47%) Land $64,800 Building $314,400
2022	$1,016.00 (+51.42%)	$31,760	$317,400 Land $66,300 Building $251,100
2021	$671.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`66-01-01-1-001-001.159`
Alternative APNs	`373566` `380305`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,871 sqft Heated Area
1st Floor	766 sqft 1st Floor
Upper Floors	1,105 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,022 sqft (0.069 acres)
Depth X Width	77.5 ft x 39 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	380305
Street Address	23992 COTTAGE LOOP
City	ORANGE BEACH
State	AL
Zip	36561-5227
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	39' X 77.5' LOT 43 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACHSEC1-T
Legal Subdivision	CYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number	43
Jurisdiction	BALDWIN AL
Minor Civil Division	FOLEY
Census Blockgroup	2
Census Block	2004
Census Tract	11417