Baldwin County property record for 23990 Cottage Loop, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,772 sqft · built 2020 |
| Lot Size | 0.072 acres (3,128 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Feb 2024) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Dec 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 66-01-01-1-001-001.158 |
| Primary APN | 66-01-01-1-001-001.158 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Heated Area |
| 1st Floor Area | 772 sqft |
| Upper Floors Area | 1,000 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,128 sqft (0.072 acres) |
| Lot Dimensions | 80.2 ft deep x 39 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 542666 |
|---|---|
| Street Address | 23990 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 42 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.158
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4450 TRIESTE ST, NEW ORLEANS, LA 70129-2823 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Intrafamily Transfer, Transfer |
| Dec 21, 2023 | Warranty Deed, Transfer |
| Jul 08, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | 20242108283 |
| Prior Transfer Date | Feb 20, 2024 |
| Prior Transfer Doc | 0002108283 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 21, 2024 |
| Property Address | 23990 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002108283 |
| Map Reference | SL 2606-C |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2108283 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4450 TRIESTE ST, NEW ORLEANS, LA 70129-2823 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 21, 2023 |
| Property Address | 23990 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002100584 |
| Map Reference | SL 2606-C&2606-D |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2100584 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28388 COUNTY ROAD 26, ELBERTA, AL 36530-4351 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4450 TRIESTE ST, NEW ORLEANS, LA 70129-2823 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 08, 2020 |
| Property Address | 23990 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001841229 |
| Map Reference | SL 2606-C&D |
| Instrument Date | Jul 07, 2020 |
| Instrument | 1841229 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 23990 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001841230 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 1841230 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (+144.9%) | $82,500 (+131.74%) Land $15,620 Building $66,880 | $412,500 (+15.9%) Land $78,100 Building $334,400 |
| 2023 | $1,078.00 (-43.62%) | $35,600 (-40.45%) | $355,900 (+19.07%) Land $64,800 Building $291,100 |
| 2022 | $1,912.00 (+14.63%) | $59,780 | $298,900 Land $66,300 Building $232,600 |
| 2021 | $1,668.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 261 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 628 units insured incl. 367 condo units |
| Nearby Flood Claims | 151 (2004–2020) |
| Claims Outside the SFHA | 5 of 151 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures