Baldwin County property record for 23988 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,871 sqft · built 2019 |
| Lot Size | 0.097 acres (4,232 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,900 (Jun 2019) |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 66-01-01-1-001-001.157 |
| Primary APN | 66-01-01-1-001-001.157 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,871 sqft Heated Area |
| 1st Floor Area | 1,105 sqft |
| Upper Floors Area | 766 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,232 sqft (0.097 acres) |
| Lot Dimensions | 108 ft deep x 39 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 361840 |
|---|---|
| Street Address | 23988 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 39' X 108.5' LOT 41 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH (WD/ |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 41 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.157
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23988 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 27, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Deed Document Number | 20191768474 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23988 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001970416 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 1970416 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 27, 2019 |
| Property Address | 23988 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001768474 |
| Map Reference | SL 2606-C&D |
| Instrument Date | Jun 24, 2019 |
| Instrument | 1768474 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23988 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001768475 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 1768475 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 (+16.71%) | $43,380 (+15.87%) Land $7,820 Building $35,560 | $433,600 (+15.84%) Land $78,100 Building $355,500 |
| 2023 | $1,137.00 (+20.57%) Homeowner's exemption | $37,440 (+19.31%) | $374,300 (+19.36%) Land $64,800 Building $309,500 |
| 2022 | $943.00 (+16.85%) Homeowner's exemption | $31,380 | $313,600 Land $66,300 Building $247,300 |
| 2021 | $807.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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