23998 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23998 Cottage Loop, Orange Beach, AL 36561

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,856 sqft · built 2020
Lot Size0.093 acres (4,068 sqft)
OwnerIndividual Name on File
Last Sale$272,900 (Feb 2021)
Tax Bill$2,756 (2025)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone AE (high risk)
APN66-01-01-1-001-001.162

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.162
Alternative APNs
  • 373569
  • 265589
  • 383440

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,856 sqft Heated Area
1st Floor Area1,105 sqft
Upper Floors Area751 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,068 sqft (0.093 acres)
Lot Dimensions79.3 ft deep x 51.3 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number383440
Street Address23998 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description51.3' X 79.3' LOT 46 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SEC
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number46
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1850 HIGHWAY 130, WINNSBORO, LA 71295-7492
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 5, 2021 · Amount on Record
Deed SaleFeb 5, 2021 · Amount on Record
Deed Document Number20211889088
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateFeb 5, 2021
Property Address23998 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001889088
Map ReferenceSL 2606-C&D
Instrument DateFeb 4, 2021
Instrument1889088
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address23998 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,756.00 (+15.9%)$86,140 (+15.9%) Land $15,620 Building $70,520$430,700 (+15.9%) Land $78,100 Building $352,600
2023$2,378.00 (+15.27%)$74,320 (+15.26%)$371,600 (+15.26%) Land $64,800 Building $306,800
2022$2,063.00 (+359.47%)$64,480$322,400 Land $66,300 Building $256,100
2021$449.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 261 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies628 units insured
incl. 367 condo units
Nearby Flood Claims151 (2004–2020)
Claims Outside the SFHA5 of 151
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 134 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE BEACH WATER SEWER AND F.P.A.
serves 17,796 people · EPA ID AL0000053
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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