478 W 40 N, Orem, UT 84057 Property Records

Utah County property record for 478 W 40 N, Orem, UT 84057 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 1,691 sqft · built 1997
Lot Size	0.108 acres (4,704 sqft)
Owner	2 Company Names on File
Last Sale	$106,400 (Jun 2023)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`45-165-0009`

Property Details

APN / Parcel Number

Primary APN	`45-165-0009`
Alternative APN	`063301`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	3,823 sqft
1st Floor Area	1,691 sqft
Basement Area	1,691 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,704 sqft (0.108 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	122 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	063301
Street Address	478 W 40 N
City	OREM
State	UT
Zip	84057-5310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 9, PLAT B, LA VILLA ROSA SUBDV. AREA 0.108 AC.
Legal Subdivision	LA VILLA ROSA SUB
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1008
Census Tract	804

Owner

Source: Utah County records · APN 45-165-0009

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	478 W 40 N, OREM, UT 84057-5310
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Intrafamily Transfer, Transfer · Line of Credit CENTRAL BANK
Nov 26, 2025	Intrafamily Transfer, Transfer UNKNOWN, UTAH FIRST TITLE INSURANCE
Jun 20, 2023	Intrafamily Transfer, Transfer · Line of Credit CENTRAL BANK
Jun 20, 2023	Intrafamily Transfer, Transfer UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY
Mar 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK
May 03, 2022	Intrafamily Transfer, Transfer UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY
May 03, 2022	Intrafamily Transfer, Transfer · Line of Credit CENTRAL BANK
Aug 14, 2020	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU
Jul 23, 2020	Deed of Trust, Mortgage CENTRAL BK
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	May 03, 2022 · Amount on Record
Deed Document Number	202339532
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0000039534
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 26, 2025
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000092607
Instrument Date	Nov 25, 2025
Instrument	92607:2025
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	UNKNOWN, UTAH FIRST TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	478 W 40 N, OREM, UT 84057-5310

Mortgage

Document Number	0000092608
Date	Nov 26, 2025
Instrument	92608:2025

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 26, 2025
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000092609
Instrument Date	Nov 25, 2025
Instrument	92609:2025
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	UNKNOWN, UTAH FIRST TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 W 40 N, OREM, UT 84057-5310

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 20, 2023
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000039532
Instrument Date	Jun 14, 2023
Instrument	39532:2023
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 W 40 N, OREM, UT 84057-5310

Mortgage

Document Number	0000039533
Date	Jun 20, 2023
Instrument	39533:2023

Lender

Name	CENTRAL BANK
Type	Bank
Address	OREM, UT 84057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 20, 2023
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000039534
Instrument Date	Jun 14, 2023
Instrument	39534:2023
Transaction Type	Transfer
Record Updated	Jul 03, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 W 40 N, OREM, UT 84057-5310

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	478 W 40 N, OREM, UT 84057-5310
Transaction Type	Mortgage
Record Updated	Jan 06, 2023
Title Company	UTAH FIRST TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024318
Date	Mar 13, 2017
Instrument	024318:2017

Lender

Name	CENTRAL BANK
Type	Bank
Address	OREM, UT 84057

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 03, 2022
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000054915
Instrument Date	Apr 26, 2022
Instrument	54915:2022
Transaction Type	Transfer
Record Updated	Jan 06, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 W 40 N, OREM, UT 84057-5310

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 03, 2022
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000054917
Instrument Date	Apr 26, 2022
Instrument	54917:2022
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 W 40 N, OREM, UT 84057-5310

Mortgage

Document Number	0000054916
Date	May 03, 2022
Instrument	54916:2022

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 14, 2020
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000121058
Instrument Date	Aug 13, 2020
Instrument	121058:2020
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 W 40 N, OREM, UT 84057-5310

Mortgage

Document Number	0000121120
Date	Aug 14, 2020
Instrument	121120:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000108492
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 W 40 N OREM UT 840575310, OREM, UT 84057-5310

Mortgage

Document Number	0000108492
Date	Jul 28, 2020
Instrument	108492

Lender

Name	CENTRAL BK
Type	Bank
Address	PROVO, UT 84601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	478 W 40 N, OREM, UT 84057-5310
Document Number	0000106394
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 W 40 N OREM UT 840575310, OREM, UT 84057-5310

Mortgage

Document Number	0000106394
Date	Nov 06, 2018
Instrument	106394

Lender

Name	CENTRAL BK
Type	Bank
Address	OREM, UT 84057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,445 (-45.89%)	$509,900 (-1.62%) Land $90,500 Building $419,400
2025	$2,270.00	$518,300 (+76.27%) Land $90,500 Building $427,800	$518,300 (-3.05%) Land $90,500 Building $427,800
2024	$2,270.00 (+1.48%)
2023	$2,237.00 (+7.65%)	$294,030 (+11.12%)	$534,600 (+11.12%) Land $71,800 Building $462,800
2022	$2,078.00	$264,605	$481,100 Land $76,600 Building $404,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490008041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 581 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Utah Telecommunication Open Infrastructure Agency	Fiber	10,000 / 10,000
Senawave	Fiber	2,500 / 2,500
Xfinity	Cable	2,000 / 250
Beehive Telephone Companies	Fiber	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Lumen Technologies, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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