497 W 40 N, Orem, UT 84057 Property Records

Utah County property record for 497 W 40 N, Orem, UT 84057

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,510 sqft · built 1998
Lot Size	0.102 acres (4,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Mar 2018)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-165-0020`

Property Details

APN / Parcel Number

Primary APN	`45-165-0020`
Alternative APN	`063312`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	1,510 sqft
Basement Area	1,510 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	4,443 sqft (0.102 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	164 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	063312
Street Address	497 W 40 N
City	OREM
State	UT
Zip	84057-5311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 20, PLAT B, LA VILLA ROSA SUBDV. AREA 0.102 AC.
Legal Subdivision	LA VILLA ROSA SUB
Legal Lot Number	20
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1008
Census Tract	804

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 W 40 N, OREM, UT 84057-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Intrafamily Transfer, Transfer
Jan 7, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	May 5, 1999
Deed Document Number	201829886
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 30, 2021
Property Address	497 W 40 N, OREM, UT 84057-5311
Document Number	0000199865
Instrument Date	Nov 30, 2021
Instrument	199865:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	497 W 40 N, OREM, UT 84057-5311

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	497 W 40 N, OREM, UT 84057-5311
Document Number	0000004179
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 W 40 N OREM UT 840575311, OREM, UT 84057-5311

Mortgage

Document Number	0000004179
Date	Jan 13, 2020
Instrument	4179

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 30, 2018
Property Address	497 W 40 N, OREM, UT 84057-5311
Document Number	0000029886
Instrument Date	Mar 28, 2018
Instrument	029886:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE INS AGENCY OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	497 W 40 N, OREM, UT 84057-5311

Mortgage

Document Number	0000029887
Date	Mar 30, 2018
Instrument	029887:2018

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,625 (-45.49%)	$497,500 (-0.9%) Land $89,400 Building $408,100
2025	$2,199.00 (+0.05%)	$502,000 (+80.17%) Land $89,400 Building $412,600	$502,000 (-0.91%) Land $89,400 Building $412,600
2024	$2,198.00 (+3.68%)
2023	$2,120.00 (+3.31%)	$278,630	$506,600 Land $70,900 Building $435,700
2022	$2,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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