511 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 511 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 2008
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$526,500 (Jul 2023)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4204-46-8908-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-46-8908-0000`
Alternative APNs	`000051904` `914204`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood Shingle
Roof Type	Gable/Hip
Lot Area	20,473 sqft (0.47 acres)
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000051904
Street Address	511 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L37, PB 49/5, PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	37
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920203

Owner

Source: Pender County records · APN 4204-46-8908-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	511 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Nov 22, 2021	Warranty Deed, Transfer
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202320117948
Deed Book / Page	4817 / 286
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 14, 2023
Property Address	511 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3773
Document Number	0048170286
Book / Page	4817 / 286
Map Reference	MB 46 PG 103
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 ISLAND LAKES DRIVE, OAK ISLAND, NC 28422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3773

Mortgage

Document Number	0048170290
Date	Jul 14, 2023
Instrument	4817-0290

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2038

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 22, 2021
Property Address	511 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3773
Document Number	0047712485
Book / Page	4771 / 2485
Map Reference	MB 46 PG 103
Instrument Date	Nov 04, 2021
Transaction Type	Transfer
Record Updated	Dec 03, 2021

Transaction

Amount	Amount Recorded
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3773

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	511 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3773
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047361740
Date	Dec 31, 2020
Book Page	4736/1740

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+9.56%)	$408,586 (+29.01%) Land $57,698 Building $350,888	$408,586 (+29.01%) Land $57,698 Building $350,888
2023		$316,715 (-) Land $64,708 Building $252,007	$316,715 (-) Land $64,708 Building $252,007
2022	$2,856.00	$316,715 Land $64,708 Building $252,007	$316,715 Land $64,708 Building $252,007

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 97% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Atlantic Telephone Membership.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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