478 Pajaro Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 478 Pajaro Ln, Nipomo, CA 93444 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,974 sqft · built 1977
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Oct 1999)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2023 Mortgage + 15 more
Flood Zone	Zone X (minimal risk)
APN	`092-473-035`

Property Details

APN / Parcel Number

Primary APN	`092-473-035`
Alternative APN	`092473001`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,974 sqft Living Area
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	87,556 sqft (2.01 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	478 PAJARO LN
City	NIPOMO
State	CA
Zip	93444-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 21/16 PAR A
Legal Subdivision	THE UNINCORPORATED AREA
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2008
Census Tract	12403

Owner

Source: San Luis Obispo County records · APN 092-473-035

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage ABELARDO MORALES GUZMAN
Dec 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage PEDRO QUECHULPA JUAREZ
Feb 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage ANITA ARIAS
Aug 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage ANITA ARIAS
Aug 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage ABELARDO MORALES GUZMAN ETAL
Apr 04, 2022	Deed of Trust, Mortgage · Commercial Mortgage ANITA ARIAS
Feb 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEDRO QUECHULPA JUAREZ
Apr 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage PATRICIA IBARRA
Jul 24, 2024	Deed of Trust, Mortgage MOISES RAMOS ARREOLA ETAL
Dec 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEDRO QUECHULPA JUAREZ
Jun 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage ABELARDO MORALES GUZMAN
Nov 01, 2022	Deed of Trust, Mortgage · Commercial Mortgage FAUST HUGO CASTRO QUIROZ
Nov 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage SARAH E ELIZONDO
Jan 30, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BENITO LAZARO
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BENITO LAZARO
Jan 12, 2018	Quit Claim Deed, Transfer · Conventional Mortgage HELEN D HERNANDEZ

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 1999 · Amount on Record
Deed Sale	Oct 22, 1999 · Amount on Record
Deed Document Number	199975669
Last Transfer Date	Jan 26, 2026
Transfer Doc	0000002934
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000045065
Date	Nov 16, 2022
Instrument	2022045065

Lender

Name	ABELARDO MORALES GUZMAN
Type	Private Party
Address	220 E GRANT ST UNIT 47, SANTA MARIA, CA 93454

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000037592
Date	Dec 20, 2023
Instrument	2023037592

Lender

Name	PEDRO QUECHULPA JUAREZ
Type	Private Party
Address	1900 S UNCOIN SPC AL AL, SANTA MARIA, CA 93454

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000004838
Date	Feb 24, 2025
Instrument	2025004838

Lender

Name	ANITA ARIAS
Type	Private Party
Address	321 W NORTH AVE, LOMPOC, CA 93436

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000057862
Date	Aug 19, 2021
Instrument	2021057862

Lender

Name	ANITA ARIAS
Type	Private Party
Address	321 W NORTH AVE SPC 172, LOMPOC, CA 93436

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000057861
Date	Aug 19, 2021
Instrument	2021057861

Lender

Name	ABELARDO MORALES GUZMAN ETAL
Type	Private Party
Address	220 E GRANT ST UNIT 47, SANTA MARIA, CA 93454

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000014924
Date	Apr 04, 2022
Instrument	2022014924

Lender

Name	ANITA ARIAS
Type	Private Party
Address	321 W NORTH AVE SPC 172, LOMPOC, CA 93436

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000006877
Date	Feb 14, 2022
Instrument	2022006877

Lender

Name	PEDRO QUECHULPA JUAREZ
Type	Private Party
Address	1900 S LINCOLN ST SPC A1, SANTA MARIA, CA 93458

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000015926
Date	Apr 11, 2022
Instrument	2022015926

Lender

Name	PATRICIA IBARRA
Type	Private Party
Address	618 EMILLST #B B, SANTA MARIA, CA 93454

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020458
Date	Jul 24, 2024
Instrument	2024020458

Lender

Name	MOISES RAMOS ARREOLA ETAL
Type	Private Party
Address	519 W TAYLOR ST SPC 126, SANTA MARIA, CA 93458

Agreement

Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000049122
Date	Dec 23, 2022
Instrument	2022049122

Lender

Name	PEDRO QUECHULPA JUAREZ
Type	Private Party
Address	1900 S LINCOLN ST SPC A1, SANTA MARIA, CA 93458

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000026815
Date	Jun 28, 2022
Instrument	2022026815

Lender

Name	ABELARDO MORALES GUZMAN
Type	Private Party
Address	220 E GRANT ST UNIT 47, SANTA MARIA, CA 93454

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000043257
Date	Nov 01, 2022
Instrument	2022043257

Lender

Name	FAUST HUGO CASTRO QUIROZ
Type	Private Party
Address	147 COLT LN, NIPOMO, CA 93444

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000035209
Date	Nov 22, 2023
Instrument	2023035209

Lender

Name	SARAH E ELIZONDO
Type	Private Party
Address	7210 SPRINGLEAF CT, CITRUS HEIGHTS, CA 95621

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 30, 2026
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000002934
Map Reference	MB 21 PG 16
Instrument Date	Jan 26, 2026
Instrument	2026002934
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000002935
Date	Jan 30, 2026
Instrument	2026002935

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000006224
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000006224
Date	Feb 16, 2018
Instrument	6224

Lender

Name	BENITO LAZARO
Address	1622 N PINE ST # B, SANTA MARIA, CA 93458-1840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000003469
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000003469
Date	Jan 26, 2018
Instrument	3469

Lender

Name	BENITO LAZARO
Address	1622 N PINE ST # B, SANTA MARIA, CA 93458-1840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 12, 2018
Property Address	478 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000001304
Instrument Date	Jan 10, 2018
Instrument	1304
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	1305
Date	Jan 12, 2018
Instrument	1305

Lender

Name	HELEN D HERNANDEZ
Address	1223 E FESLER ST, SANTA MARIA, CA 93454-4713

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,479.00 (+4.66%)	$514,861 (+4.04%) Land $230,533 Building $284,328
2023	$5,235.00 (+1.53%)	$494,870 Land $221,582 Building $273,288
2022	$5,156.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790124032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.