San Luis Obispo County property record for 381 Pajaro Ln, Nipomo, CA 93444 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,156 sqft · built 1979 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,012,000 (Oct 2024) |
| Tax Bill | $10,769 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-473-014 |
| Primary APN | 092-473-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 2,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 46,174 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 381 PAJARO LN |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-8840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 29/32 PAR 2 |
| Legal Subdivision | PARCEL MAP CO-78-269 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 12403 |
Source: San Luis Obispo County records · APN 092-473-014
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2023 | Intrafamily Transfer, Transfer |
| Dec 07, 2023 | Intrafamily Transfer, Transfer |
| Oct 02, 2017 | Deed of Trust, Mortgage · ARM HOMESTREET BANK |
| Jan 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2017 | Grant Deed, Transfer · ARM BOFI FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2024 · Amount on Record |
| Deed Sale | Oct 04, 2024 · Amount on Record |
| Prior Sale | Jan 12, 2017 · Amount on Record |
| Deed Document Number | 202428143 |
| Prior Transfer Date | Jun 15, 2024 |
| Prior Transfer Doc | 0000016099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 22, 2023 |
| Property Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Document Number | 0000037948 |
| Map Reference | MB 29 PG 32 |
| Instrument Date | Dec 01, 2023 |
| Instrument | 2023037948 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1272 CASTRO ROAD, MENDOTA, CA 93640 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 07, 2023 |
| Property Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Document Number | 0000036496 |
| Map Reference | MB 29 PG 32 |
| Instrument Date | Nov 06, 2023 |
| Instrument | 2023036496 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1272 CASTRO RD, MONTEREY, CA 93940-4939 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000044120 |
|---|---|
| Date | Oct 02, 2017 |
| Instrument | 2017044120 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 25, 2018 |
| Property Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Document Number | 0000003131 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 3131 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 381 PAJARO LN NIPOMO CA 934448840, NIPOMO, CA 93444-8840 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 25, 2018 |
| Property Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Document Number | 0000003130 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 3130 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 381 PAJARO LN NIPOMO CA 934448840, NIPOMO, CA 93444-8840 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 12, 2017 |
| Property Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Document Number | 0000001673 |
| Map Reference | PM CO78-269 MB29PG32 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 2017001673 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 381 PAJARO LN, NIPOMO, CA 93444-8840 |
| Document Number | 0000001674 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017001674 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 11.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,032,240 (+2%) Land $561,000 Building $471,240 | |
| 2025 | $10,769.00 (+56.03%) | $1,012,000 (+55.1%) Land $550,000 Building $462,000 |
| 2023 | $6,902.00 (+1.53%) | $652,466 Land $278,879 Building $373,587 |
| 2022 | $6,798.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790124032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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