446 Pajaro Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 446 Pajaro Ln, Nipomo, CA 93444 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 1977
Lot Size0.919 acres (40,075 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Nov 2018)
Tax Bill$7,345 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN092-473-002

Property Details

APN / Parcel Number

Primary APN092-473-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,782 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Construction TypeWood
Lot Area40,075 sqft (0.919 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address446 PAJARO LN
CityNIPOMO
StateCA
Zip93444-8838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPM 21/16 PAR B
Legal SubdivisionPARCEL MAPS CO-75-413
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2008
Census Tract12403

Owner

Source: San Luis Obispo County records · APN 092-473-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address446 PAJARO LN, NIPOMO, CA 93444-8838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Nov 19, 2018Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleSep 10, 2012
Deed Document Number2018047917
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address446 PAJARO LN, NIPOMO, CA 93444-8838
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number0000057078
DateAug 17, 2021
Instrument2021057078
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address446 PAJARO LN, NIPOMO, CA 93444-8838
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041883
DateSep 19, 2017
Instrument2017041883
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address446 PAJARO LN, NIPOMO, CA 93444-8838
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026781
DateJul 10, 2019
Instrument2019026781
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address446 PAJARO LN, NIPOMO, CA 93444-8838
Document Number0000043744
Instrument DateAug 06, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address446 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number0000043744
DateAug 19, 2020
Instrument43744
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 19, 2018
Property Address446 PAJARO LN, NIPOMO, CA 93444-8838
Document Number0000047917
Instrument DateSep 25, 2018
Instrument2018047917
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address446 PAJARO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number0000047918
DateNov 19, 2018
Instrument2018047918
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,345.00 (+4.7%) Homeowner's exemption$697,195 (+4.04%) Land $306,766 Building $390,429
2023$7,015.00 (+1.56%) Homeowner's exemption$670,123 Land $294,854 Building $375,269
2022$6,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790124032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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