San Luis Obispo County property record for 445 Pajaro Ln, Nipomo, CA 93444 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,150 sqft · built 1989 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,500 (Aug 1997) |
| Tax Bill | $4,028 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-473-011 |
| Primary APN | 092-473-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,150 sqft Living Area |
| 1st Floor Area | 2,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 45,302 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 445 PAJARO LN |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 21/9 PAR C |
| Legal Subdivision | PARCEL MAP CO-76-92 |
| Legal Block | 2 |
| Legal Lot Number | C |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 12403 |
Source: San Luis Obispo County records · APN 092-473-011
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 PAJARO LN, NIPOMO, CA 93444-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 1997 · Amount on Record |
| Deed Sale | Aug 29, 1997 · Amount on Record |
| Deed Document Number | 199746972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 445 PAJARO LN, NIPOMO, CA 93444-8839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 445 PAJARO LN, NIPOMO, CA 93444-8839 |
| Document Number | 0000065281 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021065281 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 445 PAJARO LN, NIPOMO, CA 93444-8839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000015329 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020015329 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $393,290 (+2%) Land $162,853 Building $230,437 | |
| 2025 | $4,028.00 (+4.73%) Homeowner's exemption | $385,579 (+4.04%) Land $159,660 Building $225,919 |
| 2023 | $3,846.00 (+1.56%) Homeowner's exemption | $370,609 Land $153,461 Building $217,148 |
| 2022 | $3,787.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790124032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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