428 Pajaro Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 428 Pajaro Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,804 sqft · built 1977
Lot Size	0.919 acres (40,075 sqft)
Owner	Trust Name on File
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092-473-003`

Property Details

APN / Parcel Number

Primary APN	`092-473-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,804 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	40,075 sqft (0.919 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	428 PAJARO LN
City	NIPOMO
State	CA
Zip	93444-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PM 21/16 PAR C
Legal Subdivision	PARCEL MAP CO-75-413
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2008
Census Tract	12403

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 2, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 28, 2019	Quit Claim Deed, Transfer · Line of Credit BANK OF AMERICA
Jun 14, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Nov 2, 2020
Record Updated	Jun 8, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 2, 2020
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000062692
Map Reference	MB 21 PG 16
Instrument Date	Oct 18, 2020
Instrument	2020062692
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PAJARDO LN, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000062693
Date	Nov 2, 2020
Instrument	2020062693

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 2, 2020
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000062694
Instrument Date	Oct 18, 2020
Instrument	62694
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	428 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 28, 2019
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000035574
Instrument Date	Aug 22, 2019
Instrument	35574
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	428 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	38771
Date	Aug 28, 2019
Instrument	38771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 14, 2019
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000022783
Instrument Date	Jun 10, 2019
Instrument	22783
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	TITLE CONNECT LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	428 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	22784
Date	Jun 14, 2019
Instrument	22784

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 29, 2018
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000012333
Instrument Date	Mar 23, 2018
Instrument	12333
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	428 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000005084
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000005084
Date	Feb 7, 2018
Instrument	5084

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	428 PAJARO LN, NIPOMO, CA 93444-8838
Document Number	0000054862
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 PAJARO LN NIPOMO CA 934448838, NIPOMO, CA 93444-8838

Mortgage

Document Number	0000054862
Date	Nov 30, 2017
Instrument	54862

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2037

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,039.00 (+4.76%) Homeowner's exemption	$292,618 (+4.04%) Land $121,025 Building $171,593
2023	$2,901.00 (+1.58%) Homeowner's exemption	$281,257 Land $116,326 Building $164,931
2022	$2,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ranch WiFi.

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