478 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 478 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,209 sqft · built 1890
Lot Size	0.135 acres (5,891 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2019)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-405-023`

Property Details

APN / Parcel Number

Primary APN	`06-12-405-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,209 sqft Living Area
Gross Area	1,876 sqft
Basement Area	667 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Foundation Type	Raised
Lot Area	5,891 sqft (0.135 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	478 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	I S BARTLETTS ADDN SOUTH 1/2 EAST 1/2 LOT 36 & EAST 1/2 LOT 37
Legal Subdivision	I S BARTLETTS ADDN
Legal Block	4
Legal Lot Number	36,37
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	478 JEFFERSON AVE, ELGIN, IL 60120-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Document Number	201927491
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0000027221
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 28, 2019
Property Address	478 JEFFERSON AVE, ELGIN, IL 60120-3827
Document Number	0000027491
Instrument Date	May 31, 2019
Instrument	2019K027491
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 JEFFERSON AVE, ELGIN, IL 60120-3827

Mortgage

Document Number	0000027492
Date	Jun 28, 2019
Instrument	2019K027492

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,659.00 (+15.78%) Homeowner's exemption	$69,076 (+8.57%) Land $11,942 Building $57,134	$207,311 (+8.57%) Land $35,840 Building $171,471
2024		$63,623 (+21.39%) Land $10,999 Building $52,624	$190,945 (+21.44%) Land $33,010 Building $157,935
2022	$4,024.00 (+4.9%) Homeowner's exemption	$52,411 (+6.96%) Land $9,061 Building $43,350	$157,233 (+6.96%) Land $27,183 Building $130,050
2021	$3,836.00 Homeowner's exemption	$49,000 Land $8,471 Building $40,529	$147,000 Land $25,413 Building $121,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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