474 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 474 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1890
Lot Size	0.134 acres (5,857 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (May 2011)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-405-022`

Property Details

APN / Parcel Number

Primary APN	`06-12-405-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,050 sqft Living Area
Gross Area	1,838 sqft
Basement Area	788 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	5,857 sqft (0.134 acres)
Lot Dimensions	172 ft deep x 34 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	474 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	I S BARTLETTS ADDN SOUTH 1/2 WEST 1/2 LOT 36 & WEST 1/2 LOT 37
Legal Subdivision	I S BARTLETTS ADDN
Legal Block	4
Legal Lot Number	36,37
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 JEFFERSON AVE, ELGIN, IL 60120-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2011 · Amount on Record
Deed Sale	May 12, 2011 · Amount on Record
Prior Sale	Apr 8, 2011 · Amount on Record
Deed Document Number	201128921
Prior Transfer Date	Aug 22, 1998
Prior Transfer Doc	0000081385
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 19, 2026
Property Address	474 JEFFERSON AVE, ELGIN, IL 60120-3827
Document Number	0000020599
Instrument Date	May 12, 2026
Instrument	202620599
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	474 JEFFERSON AVE, ELGIN, IL 60120-3827

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00 (+4.73%) Homeowner's exemption
2024	$4,268.00 (+10.54%)	$61,340 (+21.39%) Land $10,999 Building $50,341	$184,094 (+21.44%) Land $33,010 Building $151,083
2022	$3,861.00 (+4.95%) Homeowner's exemption	$50,530 (+6.96%) Land $9,061 Building $41,469	$151,590 (+6.96%) Land $27,183 Building $124,407
2021	$3,679.00 Homeowner's exemption	$47,242 Land $8,471 Building $38,771	$141,726 Land $25,413 Building $116,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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