459 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 459 Jefferson Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,710 sqft · built 1920
Lot Size0.18 acres (7,854 sqft)
OwnerIndividual Name on File
Last Sale$61,000 (Apr 2014)
Tax Bill$5,845 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-451-004

Property Details

APN / Parcel Number

Primary APN06-12-451-004

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,710 sqft Living Area
Gross Area2,745 sqft
Basement Area1,035 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area7,854 sqft (0.18 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address459 JEFFERSON AVE
CityELGIN
StateIL
Zip60120-5233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionI S BARTLETTS ADDN LOT 16
Legal SubdivisionI S BARTLETTS ADDN
Legal Block1
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1002
Census Tract851302

Owner

459 Jefferson Ave is owned and occupied by an individual who bought it in April 2014.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address459 JEFFERSON AVE, ELGIN, IL 60120-5233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2014 · Amount on File
Deed SaleApr 9, 2014 · Amount on File
Prior SaleFeb 2, 2004 · Amount on File
Deed Document Number201416534
Prior Transfer DateDec 19, 1997
Prior Transfer Doc0000002426
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address459 JEFFERSON AVE, ELGIN, IL 60120-5233
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 ALGONA AVE, ELGIN, IL 60120-3109

Mortgage

Document Number0000036835
DateOct 20, 2023
Instrument2023K036835
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 459 Jefferson Ave was $5,845 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,845.00 Homeowner's exemption$84,619 (+8.57%) Land $19,552 Building $65,067$253,959 (+8.57%) Land $58,679 Building $195,279
2024$77,940 Land $18,009 Building $59,931$233,914 Land $54,049 Building $179,865
2022$4,657.00 (+4.77%) Homeowner's exemption$59,716 (+6.96%) Land $14,835 Building $44,881$179,148 (+6.96%) Land $44,505 Building $134,643
2021$4,445.00 Homeowner's exemption$55,831 Land $13,870 Building $41,961$167,493 Land $41,610 Building $125,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 459 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 459 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Jefferson Ave

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