489 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 489 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 737 sqft · built 1895
Lot Size	0.154 acres (6,693 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2021)
Tax Bill	$4,573 (2025)
Deeds & Mortgages	Jan 2022 Transfer Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-451-010`

Property Details

APN / Parcel Number

Primary APN	`06-12-451-010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	737 sqft Living Area
Gross Area	1,474 sqft
1st Floor Area	737 sqft
Basement Area	737 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	6,693 sqft (0.154 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	489 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS ADDN ALL EXCEPT EAST 13.6 FT ON NORTH LINE & EXCEPT EAST 11 FT ON SOUTH LINE LOT 7 BLOCK 1
Legal Subdivision	W H WILCOXS ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1526 WOODLAND DR, SOUTH ELGIN, IL 60177-2993
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	202194631
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2022
Property Address	489 JEFFERSON AVE, ELGIN, IL 60120-3826
Document Number	0000003673
Instrument Date	Jan 12, 2022
Instrument	2022K003673
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 ENTERPRISE ST, 445, ELGIN, IL 60120-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 WOODLAND DR, SOUTH ELGIN, IL 60177-2993

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 22, 2021
Property Address	489 JEFFERSON AVE, ELGIN, IL 60120-3826
Document Number	0000094631
Instrument Date	Nov 30, 2021
Instrument	2021K094631
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ENTERPRISE ST, ELGIN, IL 60120-3824

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,573.00 (+15.95%)	$59,949 (+8.57%) Land $16,626 Building $43,323	$179,919 (+8.57%) Land $49,898 Building $130,021
2024		$55,217 (+21.4%) Land $15,314 Building $39,903	$165,717 (+21.44%) Land $45,960 Building $119,757
2022	$3,944.00 (+3.98%)	$45,485 (+6.96%) Land $12,615 Building $32,870	$136,455 (+6.96%) Land $37,845 Building $98,610
2021	$3,793.00	$42,525 Land $11,794 Building $30,731	$127,575 Land $35,382 Building $92,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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