473 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 473 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,864 sqft · built 1900
Lot Size	0.205 acres (8,932 sqft)
Owner	Individual Name on File
Last Sale	$170,500 (Jul 2020)
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-451-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-451-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,698 sqft
Basement Area	834 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,932 sqft (0.205 acres)
Lot Dimensions	116 ft deep x 77 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	473 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	I S BARTLETTS ADDN EAST 82.91 OF WEST 84.91 FT OF LOT 20
Legal Subdivision	I S BARTLETTS ADDN
Legal Block	1
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851302

Owner

473 Jefferson Ave is owned and occupied by an individual who bought it in July 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	473 JEFFERSON AVE, ELGIN, IL 60120-3826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Jun 7, 2002
Deed Document Number	202041852
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	473 JEFFERSON AVE, ELGIN, IL 60120-3826
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 JEFFERSON AVE, ELGIN, IL 60120-3826

Mortgage

Document Number	0000008199
Date	Mar 17, 2023
Instrument	2023K008199

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jun 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2020
Property Address	473 JEFFERSON AVE, ELGIN, IL 60120-3826
Document Number	0000041852
Instrument Date	Mar 28, 2020
Instrument	2020K041852
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGOTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 JEFFERSON AVE, ELGIN, IL 60120-3826

Mortgage

Document Number	0000041853
Date	Jul 30, 2020
Instrument	2020K041853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 473 Jefferson Ave was $6,036 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,036.00 Homeowner's exemption	$87,122 (+8.57%) Land $20,357 Building $66,765	$261,471 (+8.57%) Land $61,095 Building $200,375
2024		$80,245 Land $18,750 Building $61,495	$240,831 Land $56,273 Building $184,559
2022	$5,211.00 (+4.68%) Homeowner's exemption	$66,102 (+6.96%) Land $15,445 Building $50,657	$198,306 (+6.96%) Land $46,335 Building $151,971
2021	$4,978.00 Homeowner's exemption	$61,801 Land $14,440 Building $47,361	$185,403 Land $43,320 Building $142,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 473 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 473 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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