478 Ekela St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 478 Ekela St, Hilo, HI 96720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,356 sqft · built 2008
Lot Size	0.326 acres (14,186 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jan 2020)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-016-140`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-016-140`
Alternative APNs	`3-2-4-016-140-0000` `240161400000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	2,356 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	14,186 sqft (0.326 acres)
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	480 sqft

Location & Zoning

Street Address	478 EKELA ST
City	HILO
State	HI
Zip	96720-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 14,186 SF DES POR GR 9781 TOG/PERP NON-EXCL ESMT
Legal Subdivision	WAIAKEA HOMESTEADS 1ST SERIES
Legal Lot Number	6
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3003
Census Tract	20702

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-4-016-140

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	478 EKELA ST, HILO, HI 96720-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Jan 22, 2008 · Amount on Record
Deed Document Number	202073260145
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0071460795
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	478 EKELA ST, HILO, HI 96720-5500
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A77410045
Date	Mar 12, 2021
Instrument	A-77410045

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	HONOLULU, HI 96813

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Jan 22, 2020
Property Address	478 EKELA ST, HILO, HI 96720-5500
Document Number	0A73260145
Instrument Date	Jan 15, 2020
Instrument	A-73260145
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	FAM

Transaction

Tax	$1,220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	478 EKELA ST, HILO, HI 96720-5500

Mortgage

Document Number	0A73260146
Date	Jan 22, 2020
Instrument	A-73260146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Jul 26, 2019
Property Address	478 EKELA ST, HILO, HI 96720-5500
Document Number	0A71460795
Instrument Date	Jul 17, 2019
Instrument	A71460795
Transaction Type	Transfer
Record Updated	Aug 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 EKELA ST HILO HI 967205500, HILO, HI 96720-5500

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,200 (+3%) Land $157,500 Building $507,700	$815,700 (+3.01%) Land $267,700 Building $548,000
2025	$2,950.00 (+4.57%)	$645,800 (+3%) Land $157,500 Building $488,300	$791,900 (+6.8%) Land $243,900 Building $548,000
2024		$627,000 (+3.01%) Land $157,500 Building $469,500	$741,500 (+8.26%) Land $222,000 Building $519,500
2023	$2,821.00 Homeowner's exemption	$608,700 Land $157,500 Building $451,200	$684,900 Land $201,800 Building $483,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010207023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1981–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Dec 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Hawaii
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,850 / 2,850
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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