State of Hawaii and Hawaii County property record for 484 Ekela St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 2012 |
| Lot Size | 0.309 acres (13,442 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Nov 2012) |
| Tax Bill | $2,228 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-016-139 |
| Primary APN | 3-2-4-016-139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,732 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,442 sqft (0.309 acres) |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 212 sqft |
| Street Address | 484 EKELA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 5 13442 SF DES POR GR 9781 TOG/PERP NON-EXCL ESMT |
| Legal Subdivision | WAIAKEA HOMESTEADS 1ST SERIES |
| Legal Lot Number | 5 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20702 |
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 484 EKELA ST, HILO, HI 96720-5500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF HI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2012 · Amount on Record |
| Deed Sale | Nov 1, 2012 · Amount on Record |
| Prior Sale | Apr 21, 2011 · Amount on Record |
| Deed Document Number | 201246880339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 484 EKELA ST, HILO, HI 96720-5500 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A79420104 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | A-79420104 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 484 EKELA ST, HILO, HI 96720-5500 |
| Document Number | 0A65020274 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 484 EKELA ST HILO HI 967205500, HILO, HI 96720-5500 |
| Document Number | 0A65020274 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | A65020274 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,300 (+2.99%) Land $113,800 Building $426,500 | $737,600 (+3.32%) Land $265,600 Building $472,000 | |
| 2025 | $2,228.00 (+4.85%) | $524,600 (+3%) Land $113,800 Building $410,800 | $713,900 (+6.94%) Land $241,900 Building $472,000 |
| 2024 | $509,300 (+2.99%) Land $113,800 Building $395,500 | $667,600 (+8.32%) Land $220,300 Building $447,300 | |
| 2023 | $2,125.00 Homeowner's exemption | $494,500 Land $113,800 Building $380,700 | $616,300 Land $200,200 Building $416,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 5 (1981–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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