State of Hawaii and Hawaii County property record for 469 Ekela St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,834 sqft · built 2008 |
| Lot Size | 0.289 acres (12,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Nov 2007) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-016-153 |
| Primary APN | 3-2-4-016-153 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,834 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,594 sqft (0.289 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 242 sqft |
| Street Address | 469 EKELA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 21 12594 SF DES POR GR 9781 WAIAKEA HOMESTEADS 1ST SERIES TOG/PERP NON-EXCL RIGHT & ESMT |
| Legal Subdivision | WAIAKEA HOMESTEADS 1ST SERIES |
| Legal Lot Number | 21 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20702 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 469 EKELA ST, HILO, HI 96720-5579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit HFS FEDERAL CREDIT UNION |
| Feb 6, 2020 | Deed of Trust, Mortgage · Line of Credit HFS FEDERAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2007 · Amount on Record |
| Deed Sale | Nov 23, 2007 · Amount on Record |
| Prior Sale | Sep 13, 2007 · Amount on Record |
| Deed Document Number | 2007204458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | May 18, 2026 |
| Property Address | 469 EKELA ST, HILO, HI 96720-5579 |
| Document Number | 9634000224 |
| Book / Page | 9634 / 224 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 469 EKELA ST, HILO, HI 96720-5579 |
| Document Number | 9634000224, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 9634/224 |
| Name | HFS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 31, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 469 EKELA ST, HILO, HI 96720-5579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A73410171 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | A-73410171 |
| Name | HFS FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 29, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,700 (+3%) Land $112,500 Building $468,200 | $760,600 (+3.17%) Land $263,100 Building $497,500 | |
| 2025 | $2,462.00 (+4.94%) | $563,800 (+3%) Land $112,500 Building $451,300 | $737,200 (+6.03%) Land $239,700 Building $497,500 |
| 2024 | $547,400 (+2.99%) Land $112,500 Building $434,900 | $695,300 (+8.29%) Land $218,300 Building $477,000 | |
| 2023 | $2,346.00 Homeowner's exemption | $531,500 Land $112,500 Building $419,000 | $642,100 Land $198,400 Building $443,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 5 (1981–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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