463 Ekela St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 463 Ekela St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,036 sqft · built 2008
Lot Size	0.289 acres (12,594 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (May 2007)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-016-152`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-016-152`
Alternative APNs	`3-2-4-016-152-0000` `240161520000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	2,036 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	12,594 sqft (0.289 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	232 sqft

Location & Zoning

Street Address	463 EKELA ST
City	HILO
State	HI
Zip	96720-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 20 12594 SF DES POR GR 9781 WAIAKEA HMSTDS 1ST SERIES TOG/ESMT OVER OR INT IN RDWY LOT A
Legal Subdivision	WAIAKEA HOMESTEADS 1ST SERIES
Legal Lot Number	20
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3003
Census Tract	20702

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-4-016-152

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	463 EKELA ST, HILO, HI 96720-5579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2007 · Amount on Record
Deed Sale	May 11, 2007 · Amount on Record
Prior Sale	Apr 10, 2007 · Amount on Record
Deed Document Number	200785358
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	463 EKELA ST, HILO, HI 96720-5579
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A79680020
Date	Oct 25, 2021
Instrument	A-79680020

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,600 (+3.01%) Land $119,200 Building $418,400	$719,500 (+3.36%) Land $263,100 Building $456,400
2025	$2,212.00 (+4.73%)	$521,900 (+3%) Land $119,200 Building $402,700	$696,100 (+6.96%) Land $239,700 Building $456,400
2024		$506,700 (+3.01%) Land $119,200 Building $387,500	$650,800 (+8.34%) Land $218,300 Building $432,500
2023	$2,112.00 Homeowner's exemption	$491,900 Land $119,200 Building $372,700	$600,700 Land $198,400 Building $402,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010207023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1981–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Dec 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Hawaii
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 303 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	HILO serves 39,477 people
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.