State of Hawaii and Hawaii County property record for 475 Ekela St, Hilo, HI 96720 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,864 sqft · built 2015 |
| Lot Size | 0.289 acres (12,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2007) |
| Tax Bill | $2,891 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-016-154 |
| Primary APN | 3-2-4-016-154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 1,864 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,594 sqft (0.289 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 804 sqft |
| Street Address | 475 EKELA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 12594 SF DES POR GR 9781 TOG/ESMT OVER OR INT IN RDWY LOT A FOR ALL PURP SUBJ/ESMTS |
| Legal Subdivision | WAIAKEA HOMESTEADS 1ST SERIES |
| Legal Lot Number | 22 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20702 |
Source: State of Hawaii and Hawaii County records · APN 3-2-4-016-154
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 EKELA ST, HILO, HI 96720-5579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2007 · Amount on Record |
| Deed Sale | May 31, 2007 · Amount on Record |
| Prior Sale | Apr 11, 2007 · Amount on Record |
| Deed Document Number | 200797336 |
| Last Transfer Date | Aug 26, 2014 |
| Transfer Doc | 0053660148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 475 EKELA ST, HILO, HI 96720-5579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A75650052 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | A-75650052 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
Source: State of Hawaii and Hawaii County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,100 (+3%) Land $145,700 Building $509,400 | $827,100 (+2.91%) Land $263,100 Building $564,000 | |
| 2025 | $2,891.00 (+4.59%) | $636,000 (+3%) Land $145,700 Building $490,300 | $803,700 (+7.56%) Land $239,700 Building $564,000 |
| 2024 | $617,500 (+3%) Land $145,700 Building $471,800 | $747,200 (+8.24%) Land $218,300 Building $528,900 | |
| 2023 | $2,764.00 Homeowner's exemption | $599,500 Land $145,700 Building $453,800 | $690,300 Land $198,400 Building $491,900 |
Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010207023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 5 (1981–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2013, rainfall accumulation |
| Wildfire Risk | Low above 38% of the US · above 12% of Hawaii |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 2,850 / 2,850 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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