4771 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4771 Riverwalk Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,654 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$362,990 (Apr 2019)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`062631087800012560`

Property Details

APN / Parcel Number

Primary APN	`062631087800012560`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,654 sqft Heated Area
Gross Area	3,400 sqft
1st Floor Area	2,654 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4771 RIVERWALK DR
City	SAINT CLOUD
State	FL
Zip	34771-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 256
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	5
Legal Tract	878
Legal Lot Number	256
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

4771 Riverwalk Dr is owned and occupied by an individual who bought it in April 2019.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 24, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Jan 30, 2018	Loan Modification, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Deed Document Number	2019051718
Deed Book / Page	5512 / 0548
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number	0060960231
Date	Nov 30, 2021
Book Page	6096/231
Instrument	2021184006

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0057222464
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4771 RIVERWALK DR ST CLOUD FL 347717577, ST CLOUD, FL 34771-7577

Mortgage

Document Number	0057222464
Date	May 15, 2020
Book Page	005722/002464
Instrument	64469

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2019
Property Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0055120548
Book / Page	5512 / 0548
Map Reference	MB 25 PG 106
Instrument Date	Apr 19, 2019
Instrument	2019051718
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	EASTERN NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,541.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number	2019051719
Date	Apr 24, 2019
Instrument	2019051719

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2018
Property Address	4771 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0052771344
Book / Page	005277 / 001344
Instrument Date	Jan 17, 2018
Instrument	15966
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	52771344
Date	Jan 30, 2018
Book Page	005277/001344
Instrument	15966

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 29, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4771 Riverwalk Dr was $4,830 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,830.00 Homeowner's exemption Widower's exemption	$317,752	$415,300 Land $78,800 Building $336,500
2023	$4,550.00 (+1.63%) Homeowner's exemption Widower's exemption	$299,803 (+3%)	$420,400 (+12.17%) Land $68,200 Building $352,200
2022	$4,477.00 Homeowner's exemption Widower's exemption	$291,071	$374,800 Land $63,000 Building $311,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4771 Riverwalk Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4771 Riverwalk Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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