4739 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4739 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,131 sqft · built 1922
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (May 2023)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0415-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0415-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	764 sqft
Attic	Attic
Attic Area	367 sqft
Basement Area	764 sqft

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	146 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	156 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4739 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4739 LORETTA AVE 32.86 X 146.09 IRR PT LOT 168 H M RULISONS
Legal Subdivision	RULISON
Legal Lot Number	168
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4739 LORETTA AVE, CINCINNATI, OH 45238-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 7, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	0000034226
Deed Book / Page	14921 / 841
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 22, 2023
Property Address	4739 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000034226
Book / Page	14921 / 841
Map Reference	MB 21 PG 86
Instrument Date	May 9, 2023
Instrument	2023-0034226
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4739 LORETTA AVE, CINCINNATI, OH 45238-4515

Mortgage

Document Number	0000034227
Date	May 22, 2023
Instrument	2023-0034227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 20, 2020
Property Address	4739 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000083362
Book / Page	014236 / 002067
Instrument Date	Aug 12, 2020
Instrument	83362
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 PARK CENTER DR #100 DAYTON OH 454142680, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 7, 2020
Property Address	4739 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000078410
Book / Page	014227 / 002411
Instrument Date	Aug 5, 2020
Instrument	78410
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1125 WAYCROSS RD CINCINNATI OH 452403025, CINCINNATI, OH 45240-3025
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+3.17%)	$30,006 (-) Land $3,689 Building $26,317
2024	$1,797.00 (-5.87%)	$30,006 (-) Land $3,689 Building $26,317
2023	$1,909.00 (+29.34%)	$30,006 (+43.93%) Land $3,689 Building $26,317	$85,730 (+43.94%) Land $10,540 Building $75,190
2022	$1,476.00	$20,847 Land $3,665 Building $17,182
2020			$59,560 Land $10,470 Building $49,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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