464 Hayden Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 464 Hayden Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,044 sqft · built 2023
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Oct 2025)
Tax Bill	$9,857 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-014-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-014-000`

Interior

Bedrooms	3 Beds
Building Area	2,044 sqft Living Area
1st Floor Area	2,044 sqft
Basement Area	2,044 sqft
Unfinished Basement	2,044 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	464 HAYDEN DR
City	WATERLOO
State	IL
Zip	62298-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 14 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	464 HAYDEN DR, WATERLOO, IL 62298-1094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 14, 2023	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY
Oct 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Aug 14, 2023 · Amount on File
Deed Document Number	2025439827
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Oct 27, 2025
Property Address	464 HAYDEN DR, WATERLOO, IL 62298-1094
Document Number	0000439827
Map Reference	DOC 413650
Instrument Date	Oct 27, 2025
Instrument	439827
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 WASHINGTON DR, WATERLOO, IL 62298-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 HAYDEN DR, WATERLOO, IL 62298-1094

Mortgage

Document Number	0000439828
Date	Oct 27, 2025
Instrument	439828

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.63%

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 14, 2023
Property Address	464 HAYDEN DR, WATERLOO, IL 62298-1094
Document Number	0000430104
Map Reference	DOC 413650
Instrument Date	Aug 11, 2023
Instrument	430104
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 S MAIN ST, COLUMBIA, IL 62236-2499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WASHINGTON DR, WATERLOO, IL 62298-1507

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 4, 2022
Property Address	464 HAYDEN DR, WATERLOO, IL 62298-1094
Document Number	0000426386
Map Reference	DOC 413650
Instrument Date	Oct 4, 2022
Instrument	426386
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 STATE ROUTE 159107, SMITHTON, IL 62285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 HAYDEN DR, WATERLOO, IL 62298-1094

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,857.00 Homeowner's exemption	$162,500 (+2.67%) Land $24,240 Building $138,260	$487,500 (+2.67%) Land $72,720 Building $414,780
2024	$9,857.00	$158,267 (+41,549.21%) Land $23,878 Building $134,389	$474,801 (+41,549.21%) Land $71,634 Building $403,167
2022		$380 (-) Land $380	$1,140 (-) Land $1,140
2021		$380 Land $380	$1,140 Land $1,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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