Ashtabula County property record for 475 2nd St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,477 sqft · built 1945 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,120 (Apr 2001) |
| Tax Bill | $3,401 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021-00-004-00 |
| Primary APN | 20-021-00-004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 1,877 sqft |
| 1st Floor Area | 1,077 sqft |
| Basement Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 245 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 475 2ND ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 SUB 4-27 & 2 W M |
| Legal Lot Number | 2 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 900 |
475 2nd St is owned and occupied by two individuals who bought it in April 2001.
Source: Ashtabula County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 2ND ST, GENEVA, OH 44041-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2001 · Amount on File |
| Deed Sale | Apr 26, 2001 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 475 2ND ST, GENEVA, OH 44041-1045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHWEST FINANCIAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000000650 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 628/2475 |
| Instrument | 201700000650 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 31, 2031 |
The 2025 property tax bill for 475 2nd St was $3,401.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,401.00 | $41,690 Land $6,930 Building $34,760 | $119,100 Land $19,800 Building $99,300 |
| 2023 | $2,014.00 (+31.72%) Homeowner's exemption | $41,690 (+34.09%) Land $6,930 Building $34,760 | $119,100 Land $19,800 Building $99,300 |
| 2022 | $1,529.00 Homeowner's exemption | $31,090 Land $5,360 Building $25,730 | |
| 2020 | $88,800 Land $15,300 Building $73,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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