Ashtabula County property record for 445 2nd St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1920 |
| Lot Size | 0.231 acres (10,041 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,350 (Aug 2014) |
| Tax Bill | $2,658 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021-00-007-00 |
| Primary APN | 20-021-00-007-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 932 sqft |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,041 sqft (0.231 acres) |
| Lot Dimensions | 201 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 445 2ND ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 |
| Legal Subdivision | GENEVA |
| Legal Lot Number | 3 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 900 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on Record |
| Deed Sale | Aug 22, 2014 · Amount on Record |
| Deed Document Number | 20148183 |
| Deed Book / Page | 571 / 1972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 13, 2021 |
| Property Address | 445 2ND ST, GENEVA, OH 44041-1045 |
| Document Number | 0000011249 |
| Book / Page | 750 / 595 |
| Map Reference | VOL 571 PG 1972 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 202100011249 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 2ND ST, GENEVA, OH 44041-1045 |
| Document Number | 0000750599 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 750/599 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 445 2ND ST, GENEVA, OH 44041-1045 |
| Document Number | 0000005737 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 445 2ND ST GENEVA OH 440411045, GENEVA, OH 44041-1045 |
| Document Number | 0000005737 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 000685/000980 |
| Instrument | 5737 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,658.00 (+68.65%) | $32,590 (-) Land $6,830 Building $25,760 | $93,100 (-) Land $19,500 Building $73,600 |
| 2023 | $1,576.00 (+31.55%) Homeowner's exemption | $32,590 (+33.95%) Land $6,830 Building $25,760 | $93,100 (+33.96%) Land $19,500 Building $73,600 |
| 2022 | $1,198.00 Homeowner's exemption | $24,330 Land $5,250 Building $19,080 | |
| 2020 | $69,500 Land $15,000 Building $54,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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