453 2nd St, Geneva, OH 44041 Property Records

Ashtabula County property record for 453 2nd St, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1940
Lot Size0.246 acres (10,729 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Dec 2021)
Tax Bill$3,069 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-021-00-006-00

Property Details

APN / Parcel Number

Primary APN20-021-00-006-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,128 sqft Living Area
Gross Area1,416 sqft
1st Floor Area456 sqft
Basement Area216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area10,729 sqft (0.246 acres)
Lot Dimensions214 ft deep x 50 ft wide
View / LotNeighborhood / Spot

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area360 sqft
Deck Area224 sqft
Patio Area224 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address453 2ND ST
CityGENEVA
StateOH
Zip44041-1045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 SUB 4-27
Legal SubdivisionGENEVA
Legal Lot Number3
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2001
Census Tract900

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 23, 2020Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jun 28, 2019Survivorship Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on Record
Deed SaleDec 2, 2021 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number202114970
Deed Book / Page757 / 2346
Prior Transfer DateNov 20, 2012
Prior Transfer Doc0000014017
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateDec 2, 2021
Property Address453 2ND ST, GENEVA, OH 44041-1045
Document Number0000014970
Book / Page757 / 2346
Map ReferenceVOL 531 PG 986
Instrument DateNov 27, 2021
Instrument202100014970
Transaction TypeTransfer
Record UpdatedMay 4, 2022
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Mortgage

Document Number0007572350
DateDec 2, 2021
Instrument757/2350
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address453 2ND ST, GENEVA, OH 44041-1045
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyAVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011093
DateOct 23, 2020
Book Page722/705
Instrument202000011093
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

June 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionASHTABULA OH
Recording DateJun 28, 2019
Property Address453 2ND ST, GENEVA, OH 44041-1045
Document Number0000006056
Book / Page685 / 2584
Map ReferenceVOL 531 PG 986
Instrument DateJun 27, 2019
Instrument201900006056
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address453 2ND ST, GENEVA, OH 44041-1045

Mortgage

Document Number0000006057
DateJun 28, 2019
Instrument201900006057
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,069.00 (+68.81%)$37,630 (-) Land $6,830 Building $30,800$107,500 (-) Land $19,500 Building $88,000
2023$1,818.00 (+31.64%) Homeowner's exemption$37,630 (+34.06%) Land $6,830 Building $30,800$107,500 (+34.04%) Land $19,500 Building $88,000
2022$1,381.00 Homeowner's exemption$28,070 Land $5,250 Building $22,820
2020$80,200 Land $15,000 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimDec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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