425 2nd St, Geneva, OH 44041 Property Records

Ashtabula County property record for 425 2nd St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1930
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on File
Last Sale	$32,800 (Nov 2011)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-021-00-009-00`

Property Details

APN / Parcel Number

Primary APN	`20-021-00-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	1,028 sqft
1st Floor Area	600 sqft
Upper Floors Area	300 sqft
Basement Area	64 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2012
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	175 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	425 2ND ST
City	GENEVA
State	OH
Zip	44041-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 SUB 4-27
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	2,3
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: Ashtabula County records · APN 20-021-00-009-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 2ND ST, GENEVA, OH 44041-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2011 · Amount on Record
Deed Sale	Nov 16, 2011 · Amount on Record
Prior Sale	Jul 02, 2009 · Amount on Record
Deed Document Number	201110851
Deed Book / Page	505 / 2083
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	425 2ND ST, GENEVA, OH 44041-1045
Document Number	0000003725
Book / Page	000634 / 000262
Instrument Date	Apr 07, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 2ND ST GENEVA OH 440411045, GENEVA, OH 44041-1045

Mortgage

Document Number	0000003725
Date	Apr 19, 2017
Book Page	000634/000262
Instrument	3725

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,098.00 (+68.83%)	$37,980 (-) Land $6,580 Building $31,400	$108,500 (-) Land $18,800 Building $89,700
2023	$1,835.00 (+31.73%) Homeowner's exemption	$37,980 (+34.11%) Land $6,580 Building $31,400	$108,500 (+34.12%) Land $18,800 Building $89,700
2022	$1,393.00 Homeowner's exemption	$28,320 Land $5,080 Building $23,240
2020			$80,900 Land $14,500 Building $66,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA CITY PWS serves 5,924 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.