442 2nd St, Geneva, OH 44041 Property Records

Ashtabula County property record for 442 2nd St, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,313 sqft · built 1950
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$107,000 (Feb 2026)
Tax Bill$2,099 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Sep 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-021-00-104-00

Property Details

APN / Parcel Number

Primary APN20-021-00-104-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,313 sqft Living Area
Gross Area1,453 sqft
1st Floor Area832 sqft
Basement Area140 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions165 ft deep x 50 ft wide
View / LotNeighborhood / Spot

Exterior Amenities

PorchOpen Frame Porch
Porch Area24 sqft
Deck Area32 sqft
Patio Area56 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address442 2ND ST
CityGENEVA
StateOH
Zip44041-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description47 ELMWOOD SUB
Legal SubdivisionELMWOOD SUB
Legal Lot Number46,47
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2002
Census Tract900

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address442 2ND ST, GENEVA, OH 44041-1046
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Survivorship Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Sep 25, 2025Intrafamily Transfer, Transfer
VENTURE TITLE
Apr 28, 2023Affidavit, Transfer
Sep 29, 2022Certificate of Transfer, Transfer
Oct 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleJul 16, 2025 · Amount on Record
Deed Document Number2026885
Deed Book / Page863 / 163
Prior Transfer DateSep 11, 2025
Prior Transfer Doc0000009200
Record UpdatedOct 29, 2026

February 2026: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionASHTABULA OH
Recording DateFeb 4, 2026
Property Address442 2ND ST, GENEVA, OH 44041-1046
Document Number0000000885
Book / Page863 / 163
Map ReferenceVOL 8 PG 37
Instrument DateJan 30, 2026
Instrument2026-00000885
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyFIRST MERIDIAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address442 2ND ST, GENEVA, OH 44041-1046

Mortgage

Document Number0000863166
DateFeb 4, 2026
Instrument863/166
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHTABULA OH
Recording DateSep 25, 2025
Property Address442 2ND ST, GENEVA, OH 44041-1046
Document Number0000009200
Book / Page853 / 2390
Map ReferenceVOL 6 PG 37
Instrument DateSep 11, 2025
Instrument2025-00009200
Transaction TypeTransfer
Record UpdatedOct 2, 2025
Title CompanyVENTURE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address442 2ND ST, GENEVA, OH 44041-1046

April 2023: Affidavit, Transfer

Document TypeAffidavit
JurisdictionASHTABULA OH
Recording DateApr 28, 2023
Property Address442 2ND ST, GENEVA, OH 44041-1046
Document Number0000003742
Book / Page794 / 1738
Map ReferenceVOL 8 PG 37
Instrument DateApr 19, 2023
Instrument2023-00003742
Transaction TypeTransfer
Record UpdatedJun 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

September 2022: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionASHTABULA OH
Recording DateSep 29, 2022
Property Address442 2ND ST, GENEVA, OH 44041-1046
Document Number0000010543
Book / Page781 / 2339
Map ReferenceVOL 8 PG 37
Instrument DateSep 19, 2022
Instrument2022-00010543
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 2ND ST, GENEVA, OH 44041-1046

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address442 2ND ST, GENEVA, OH 44041-1046
Document Number0000010922
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 2ND ST GENEVA OH 440411046, GENEVA, OH 44041-1046

Mortgage

Document Number0000010922
DateOct 25, 2018
Book Page000670/001783
Instrument10922
Lender
NameMISCELLANEOUS GOVT AGCY
Address442 2ND ST, GENEVA, OH 44041-1046
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,099.00 (-39.04%)$25,730 (-26.34%) Land $6,440 Building $19,290$73,500 (-26.35%) Land $18,400 Building $55,100
2024$3,443.00 (+100.06%)$34,930 (-) Land $6,440 Building $28,490
2023$1,721.00 (+163.15%)$34,930 (+33.93%) Land $6,440 Building $28,490$99,800 (+33.96%) Land $18,400 Building $81,400
2022$654.00$26,080 Land $4,970 Building $21,110
2020$74,500 Land $14,200 Building $60,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimDec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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