4731 Sophia Ct, Keyes, CA 95328 Property Records

Stanislaus County property record for 4731 Sophia Ct, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2017
Lot Size	0.156 acres (6,803 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2020)
Tax Bill	$4,797 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-069-045-000`

Property Details

APN / Parcel Number

Primary APN	`045-069-045-000`
Alternative APN	`045-069-045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,803 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-069-045
Street Address	4731 SOPHIA CT
City	KEYES
State	CA
Zip	95328-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 5 (44M42) LOT 218
Legal Subdivision	BONITA RANCH UN 5
Legal Block	4
Legal Lot Number	218
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4731 SOPHIA CT, KEYES, CA 95328-9809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · FHA Mortgage GREAT PLAINS NATIONAL BANK
Apr 2, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 7, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202023850
Prior Transfer Date	Jun 26, 2017
Prior Transfer Doc	0000049402
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4731 SOPHIA CT, KEYES, CA 95328-9809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014151
Date	Mar 1, 2018
Instrument	2018-0014151

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73132

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 2, 2020
Property Address	4731 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000023850
Map Reference	MB 44 PG 42
Instrument Date	Mar 30, 2020
Instrument	2020-0023850
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 SOPHINA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000023851
Date	Apr 2, 2020
Instrument	2020-0023851

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 7, 2017
Property Address	4731 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000049402
Map Reference	MAP44 PG42
Instrument Date	Jun 26, 2017
Instrument	2017-0049402
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 SOPHIA CT, KEYES, CA 95328-9809

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,797.00 (+2.54%) Homeowner's exemption	$407,159 (+2%) Land $111,550 Building $295,609
2025	$4,678.00 (+5.29%) Homeowner's exemption	$399,176 (+4.04%) Land $109,363 Building $289,813
2023	$4,443.00 (+1.42%) Homeowner's exemption	$383,677 Land $105,117 Building $278,560
2022	$4,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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