4726 Sophia Ct, Keyes, CA 95328 Property Records

Stanislaus County property record for 4726 Sophia Ct, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2017
Lot Size	0.155 acres (6,765 sqft)
Owner	2 Individual Names on File
Last Sale	$422,500 (Apr 2021)
Tax Bill	$5,539 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-069-038-000`

Property Details

APN / Parcel Number

Primary APN	`045-069-038-000`
Alternative APN	`045-069-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,765 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-069-038
Street Address	4726 SOPHIA CT
City	KEYES
State	CA
Zip	95328-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 5 (44M42) LOT 225
Legal Subdivision	BONITA RANCH #5
Legal Block	4
Legal Lot Number	225
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

4726 Sophia Ct is owned and occupied by two individuals who bought it in April 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4726 SOPHIA CT, KEYES, CA 95328-9809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Intrafamily Transfer, Transfer · Line of Credit VALLEY FIRST CU
Apr 26, 2021	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 9, 2019	Quit Claim Deed, Mortgage · FHA Mortgage SUMMIT FNDG
Jun 6, 2017	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	202139743
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000060559
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 4, 2025
Property Address	4726 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000054451
Map Reference	MB 44 PG 42
Instrument Date	Oct 29, 2025
Instrument	2025-0054451
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4726 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000054452
Date	Nov 4, 2025
Instrument	2025-0054452

Lender

Name	VALLEY FIRST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 26, 2021
Property Address	4726 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000039743
Map Reference	MB 44 PG 42
Instrument Date	Apr 22, 2021
Instrument	2021-0039743
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4726 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000039744
Date	Apr 26, 2021
Instrument	2021-0039744

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4726 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000044744
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4726 SOPHIA CT KEYES CA 953289809, KEYES, CA 95328-9809

Mortgage

Document Number	0000044744
Date	Jun 26, 2020
Instrument	44744

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 9, 2019
Property Address	4726 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000605539
Instrument Date	Sep 4, 2019
Instrument	605539
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4726 SOPHIA CT KEYES CA 953289809, KEYES, CA 95328-9809

Mortgage

Document Number	60560
Date	Sep 9, 2019
Instrument	60560

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 6, 2017
Property Address	4726 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000040707
Map Reference	MAP44 PG42
Instrument Date	Jun 2, 2017
Instrument	2017-0040707
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4726 SOPHIA CT, KEYES, CA 95328-9809

Tax Assessment & Valuation

The 2026 property tax bill for 4726 Sophia Ct was $5,539, up 2.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,539.00 (+2.48%)	$466,471 (+2%) Land $176,651 Building $289,820
2025	$5,405.00	$457,326 Land $173,188 Building $284,138
2023	$5,137.00 (+1.34%)	$439,569 Land $166,464 Building $273,105
2022	$5,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4726 Sophia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4726 Sophia Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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