4727 Sophia Ct, Keyes, CA 95328 Property Records

Stanislaus County property record for 4727 Sophia Ct, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,062 sqft · built 2017
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2026)
Tax Bill	$4,744 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-069-046-000`

Property Details

APN / Parcel Number

Primary APN	`045-069-046-000`
Alternative APN	`045069046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,780 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045069046
Street Address	4727 SOPHIA CT
City	KEYES
State	CA
Zip	95328-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 5 (44M42) LOT 217
Legal Subdivision	BONITA RANCH UN 5
Legal Block	4
Legal Lot Number	217
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

4727 Sophia Ct is owned by two individuals who bought it in July 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 ALLACANTE DR, CERES, CA 95307-7309
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Grant Deed, Transfer · Conventional Mortgage PNC BANK
Dec 22, 2025	Intrafamily Transfer, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	202637198
Prior Transfer Date	Dec 8, 2025
Prior Transfer Doc	0000063233
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 7, 2026
Property Address	4727 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000037198
Instrument Date	Jun 25, 2026
Instrument	202637198
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 ALLACANTE DR, CERES, CA 95307-7309

Mortgage

Document Number	0000037199,
Date	Jul 7, 2026
Instrument	202637199

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 22, 2025
Property Address	4727 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000063233
Map Reference	MB 44 PG 42
Instrument Date	Dec 8, 2025
Instrument	2025-0063233
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 SOPHIA CT, KEYES, CA 95328-9809

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4727 SOPHIA CT, KEYES, CA 95328-9809
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000081209
Date	Oct 19, 2020
Instrument	2020-0081209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 29, 2017
Property Address	4727 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000047128
Map Reference	MAP44 PG42
Instrument Date	Jun 20, 2017
Instrument	2017-0047128
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4727 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000047129
Date	Jun 29, 2017
Instrument	2017-0047129

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4727 Sophia Ct was $4,744, up 2.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,744.00 (+2.55%)	$402,378 (+2%) Land $118,377 Building $284,001
2025	$4,626.00 Homeowner's exemption	$394,489 Land $116,056 Building $278,433
2023	$4,393.00 (+1.43%) Homeowner's exemption	$379,172 Land $111,550 Building $267,622
2022	$4,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4727 Sophia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4727 Sophia Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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