4722 Sophia Ct, Keyes, CA 95328 Property Records

Stanislaus County property record for 4722 Sophia Ct, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,062 sqft · built 2017
Lot Size	0.17 acres (7,409 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,570 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-069-037-000`

Property Details

APN / Parcel Number

Primary APN	`045-069-037-000`
Alternative APN	`045-069-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	7,409 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-069-037
Street Address	4722 SOPHIA CT
City	KEYES
State	CA
Zip	95328-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 5 (44M42) LOT 226
Legal Subdivision	BONITA RANCH #5
Legal Block	4
Legal Lot Number	226
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4722 SOPHIA CT, KEYES, CA 95328-9809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 9, 2019	Intrafamily Transfer, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jun 13, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019
Deed Sale	Sep 9, 2019
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	201960497
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000060497
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2026
Property Address	4722 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000028206
Instrument Date	May 13, 2026
Instrument	202628206
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4722 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000028206,
Date	May 20, 2026
Instrument	202628206

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4722 SOPHIA CT, KEYES, CA 95328-9809
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4722 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000035690
Date	Apr 13, 2021
Instrument	2021-0035690

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 9, 2019
Property Address	4722 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000060497
Map Reference	MB 44 PG 42
Instrument Date	Sep 4, 2019
Instrument	2019-0060497
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4722 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000060498
Date	Sep 9, 2019
Instrument	2019-0060498

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 13, 2017
Property Address	4722 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000042329
Instrument Date	Jun 9, 2017
Instrument	42329
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4722 SOPHIA CT KEYES CA 953289809, KEYES, CA 95328-9809

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,570.00 (+2.58%) Homeowner's exemption	$386,816 (+2%) Land $118,377 Building $268,439
2025	$4,455.00 (+5.29%) Homeowner's exemption	$379,232 (+4.04%) Land $116,056 Building $263,176
2023	$4,231.00 (+1.44%) Homeowner's exemption	$364,507 Land $111,550 Building $252,957
2022	$4,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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