4723 Sophia Ct, Keyes, CA 95328 Property Records

Stanislaus County property record for 4723 Sophia Ct, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,062 sqft · built 2017
Lot Size	0.179 acres (7,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Feb 2024)
Tax Bill	$5,931 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`045-069-047-000`

Property Details

APN / Parcel Number

Primary APN	`045-069-047-000`
Alternative APN	`045069047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	7,784 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045069047
Street Address	4723 SOPHIA CT
City	KEYES
State	CA
Zip	95328-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 5 (44M42) LOT 216
Legal Subdivision	BONITA RANCH UN 5
Legal Block	4
Legal Lot Number	216
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 8, 2024	Intrafamily Transfer, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CORP
Mar 13, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
Jul 6, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	20245300
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0000005299
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 8, 2024
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000005300
Map Reference	MB 44 PG 42
Instrument Date	Feb 5, 2024
Instrument	2024-0005300
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4723 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000005301
Date	Feb 8, 2024
Instrument	2024-0005301

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Feb 8, 2024
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000005299
Map Reference	MB 44 PG 42
Instrument Date	Feb 5, 2024
Instrument	2024-0005299
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 ASHFORD DR, TURLOCK, CA 95382-7282

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 13, 2023
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000011347
Map Reference	MB 44 PG 42
Instrument Date	Mar 2, 2023
Instrument	2023-0011347
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4723 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000011348
Date	Mar 13, 2023
Instrument	2023-0011348

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4723 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000049265
Date	May 21, 2021
Instrument	2021-0049265

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045133
Date	Jun 29, 2018
Instrument	2018-0045133

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005220
Date	Jan 27, 2020
Instrument	2020-0005220

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 6, 2017
Property Address	4723 SOPHIA CT, KEYES, CA 95328-9809
Document Number	0000048628
Map Reference	MAP44 PG42
Instrument Date	Jun 27, 2017
Instrument	2017-0048628
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4723 SOPHIA CT, KEYES, CA 95328-9809

Mortgage

Document Number	0000048629
Date	Jul 6, 2017
Instrument	2017-0048629

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,931.00 (-8.36%)	$501,500 (-9.29%) Land $210,000 Building $291,500
2025	$6,472.00 (+52.86%)	$552,840 (+51.58%) Land $214,200 Building $338,640
2023	$4,234.00 (+1.44%) Homeowner's exemption	$364,727 Land $109,363 Building $255,364
2022	$4,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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