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4725 Jay Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4725 Jay Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,523 sqft Living Area
Lot Size13,982 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$147,544 (2017)
Tax Bill$631.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-000P-0090
Alternative APNs
  • 2631315130000P0090
  • 98743

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,523 sqft Living Area
Gross Area2,052 sqft Gross Area
1st Floor1,523 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,982 sqft (0.321 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area120 sqft Patio
Porch Area109 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4725 JAY DR
CitySAINT CLOUD
StateFL
Zip34772-8434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK P LOT 9
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockP
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1051
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-000P-0090

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4725 JAY DR, SAINT CLOUD, FL 34772-8434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Intrafamily Transfer, Transfer
May 26, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Nov 01, 2021Special Warranty Deed, Transfer
NOT AVAILABLE, XPERIENCE TITLE
Jun 26, 2019Grant Deed, Transfer
SERVICELINK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2017 · Amount on Record
Deed SaleDec 08, 2017 · Amount on Record
Prior SaleMay 29, 2003 · Amount on Record
Deed Doc Number2017174038
Deed Book / Page5250 / 78
Last Transfer DateJan 12, 2024
Transfer Doc0065332168
Record RefreshedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 12, 2024
Property Address4725 JAY DR, SAINT CLOUD, FL 34772-8434
Document Number0065332168
Book / Page6533 / 2168
Map ReferenceMB 1 PG 395
Instrument DateJan 12, 2024
Instrument2024005451
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4725 JAY DR, SAINT CLOUD, FL 34772-8434

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 JAY DR, SAINT CLOUD, FL 34772-8434

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4725 JAY DR, SAINT CLOUD, FL 34772-8434
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 JAY DR, SAINT CLOUD, FL 34772-8434

Mortgage

Document Number0062211267
DateMay 26, 2022
Book Page6221/1267
Instrument2022083046
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 04, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 01, 2021
Property Address4725 JAY DR, SAINT CLOUD, FL 34772-8434
Document Number0060762288
Book / Page6076 / 2288
Map ReferenceMB 1 PG 395
Instrument DateOct 12, 2021
Instrument2021169249
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNOT AVAILABLE, XPERIENCE TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1355 CENTRAL PKWY S # S100, 1355, SAN ANTONIO, TX 78232-5055

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 JAY DR, SAINT CLOUD, FL 34772-8434

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2019
Property Address4725 JAY DR, SAINT CLOUD, FL 34772-8434
Document Number0055471977
Book / Page005547 / 001977
Instrument DateMay 07, 2019
Instrument82448
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1355 CENTRAL PKWY S #100 SAN ANTONIO TX 782325056, 100, SAN ANTONIO, TX 78232-5056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,021.00 (+695.72%)$311,000 (+26.34%) Land $60,000 Building $251,000$311,000 (+7.2%) Land $60,000 Building $251,000
2024$631.00 (+1.61%)
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$246,170 (+3%)$290,100 (+21.38%) Land $45,000 Building $245,100
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$239,000 Land $40,000 Building $199,000$239,000 Land $40,000 Building $199,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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