4748 Jay Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4748 Jay Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,105 sqft Living Area
Lot Size	14,331 sqft (0.329 acres)
Occupancy	Owner Occupied
Last Sale	$84,900 (2013)
Tax Bill	$1,331.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-26-31-5130-000V-0060`
Alternative APNs	`2631315130000V0060` `98810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,105 sqft Living Area
Gross Area	1,449 sqft Gross Area
1st Floor	1,105 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,331 sqft (0.329 acres)
Depth X Width	140 ft x 105 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	264 sqft Garage
Carport	Carport
Carport Area	264 sqft Carport

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4748 JAY DR
City	SAINT CLOUD
State	FL
Zip	34772-8433
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK V LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	V
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1055
Census Tract	43304

Owner

Source: Osceola County records · APN 31-26-31-5130-000V-0060

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4748 JAY DR, SAINT CLOUD, FL 34772-8433
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Prior Sale	Nov 14, 2012 · Amount on Record
Deed Doc Number	2013184312
Deed Book / Page	4536 / 867
Prior Transfer Date	Nov 07, 1997
Prior Transfer Doc	1450002793
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4748 JAY DR, SAINT CLOUD, FL 34772-8433
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 JAY DR, SAINT CLOUD, FL 34772-8433

Mortgage

Document Number	0059891594
Date	Jun 25, 2021
Book Page	5989/1594
Instrument	2021099869

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00 (+8.49%) Homeowner's exemption	$93,693 (+5.99%)	$228,200 (+8.82%) Land $60,000 Building $168,200
2024	$1,331.00 (+2.78%)
2023	$1,295.00 (+6.67%) Homeowner's exemption	$88,401 (+3%)	$209,700 (+20.03%) Land $45,000 Building $164,700
2022	$1,214.00 Homeowner's exemption	$85,827	$174,700 Land $40,000 Building $134,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.