Osceola County property record for 4749 Jay Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,730 sqft Heated Area |
| Lot Size | 14,244 sqft (0.326 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2011) |
| Tax Bill | $1,521.00 (2025) |
| Primary APN | 3126315130000P0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,730 sqft Heated Area |
| Gross Area | 2,676 sqft Gross Area |
| 1st Floor | 1,730 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,244 sqft (0.326 acres) |
| Depth X Width | 140 ft x 104 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 484 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 192 sqft Shed |
| Deck Area | 332 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 462 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98741 |
|---|---|
| Street Address | 4749 JAY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK P LOT 7 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | P |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 43304 |
Source: Osceola County records · APN 3126315130000P0070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4749 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 27, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2011 · Amount on Record |
| Deed Sale | Jul 26, 2011 · Amount on Record |
| Prior Sale | Jul 20, 2004 · Amount on Record |
| Deed Doc Number | 2011101070 |
| Deed Book / Page | 4156 / 1571 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4749 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4749 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Document Number | 0063622571 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 6362/2571 |
| Instrument | 2023022389 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4749 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052310094 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 5231/0094 |
| Instrument | 2017154552 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4749 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Document Number | 0051002670 |
| Book / Page | 005100 / 002670 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4749 JAY DR ST CLOUD FL 347728434, ST CLOUD, FL 34772-8434 |
| Document Number | 0051002670 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 005100/002670 |
| Instrument | 23403 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 09, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,521.00 (+6.07%) Homeowner's exemption Disabled Person's exemption | $104,237 (+5.99%) | $324,200 (+7.74%) Land $60,000 Building $264,200 |
| 2023 | $1,434.00 (+6.3%) Homeowner's exemption | $98,350 (+3%) | $300,900 (+20.02%) Land $45,000 Building $255,900 |
| 2022 | $1,349.00 Homeowner's exemption | $95,486 | $250,700 Land $40,000 Building $210,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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