Osceola County property record for 4705 Jay Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,226 sqft Heated Area |
| Lot Size | 14,026 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2023) |
| Tax Bill | $4,030.00 (2025) |
| Primary APN | 3126315130000P0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,226 sqft Heated Area |
| Gross Area | 1,818 sqft Gross Area |
| 1st Floor | 1,226 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,026 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 364 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98745 |
|---|---|
| Street Address | 4705 JAY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK P LOT 11 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | P |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 43304 |
Source: Osceola County records · APN 3126315130000P0110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC |
| Oct 18, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Dec 06, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2023 · Amount on Record |
| Deed Sale | Jan 30, 2023 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Doc Number | 0006353671 |
| Deed Book / Page | 6301 / 2162 |
| Prior Transfer Date | Oct 18, 2022 |
| Prior Transfer Doc | 2022154393 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4705 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5135 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9630 |
| Document Number | 0063530673 |
|---|---|
| Date | Feb 02, 2023 |
| Book Page | 6353/673 |
| Instrument | 2023013428 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 4705 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Document Number | 0063012162 |
| Book / Page | 6301 / 2162 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022154393 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,907.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 496 RIDGE RD, 496, BANGOR, PA 18013-9772 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4705 JAY DR, SAINT CLOUD, FL 34772-8434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052490322 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 5249/0322 |
| Instrument | 2017172848 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,030.00 (-5.38%) Homeowner's exemption | $280,300 (+7.6%) Land $60,000 Building $220,300 | $280,300 (+7.6%) Land $60,000 Building $220,300 |
| 2023 | $4,259.00 (+149.65%) | $260,500 (+115.32%) Land $45,000 Building $215,500 | $260,500 (+21.05%) Land $45,000 Building $215,500 |
| 2022 | $1,706.00 Homeowner's exemption | $120,981 | $215,200 Land $40,000 Building $175,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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