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4704 Jay Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4704 Jay Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,172 sqft Heated Area
Lot Size13,809 sqft (0.317 acres)
GarageFinished, 540 sqft
Last Sale$325,000 (2025)
Tax Bill$4,319.00 (2025)

Property Details

APN / Parcel Number

Primary APN3126315130000V0020
Alternative APN
  • 98806

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,172 sqft Heated Area
Gross Area1,932 sqft Gross Area
1st Floor1,172 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,809 sqft (0.317 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area540 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area130 sqft Shed
PorchOpen Porch
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98806
Street Address4704 JAY DR
CitySAINT CLOUD
StateFL
Zip34772-8433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK V LOT 2
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal Block5
Legal Lot Number2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1055
Census Tract43304

Owner

Source: Osceola County records · APN 3126315130000V0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address49 STONE ST, REVERE, MA 02151-4305
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jan 30, 2020Grant Deed, Transfer
OPENDOOR TITLE LLC
Dec 23, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC
Feb 02, 2018Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2025 · Amount on Record
Deed SaleDec 01, 2025 · Amount on Record
Prior SaleAug 14, 2025 · Amount on Record
Deed Doc Number2025146397
Deed Book / Page6886 / 1994
Record RefreshedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 01, 2025
Property Address4704 JAY DR, SAINT CLOUD, FL 34772-8433
Document Number0068861994
Book / Page6886 / 1994
Map ReferenceMB 1 PG 395
Instrument DateNov 12, 2025
Instrument2025146397
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyEVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1007 S CONGRESS AVE # AVE9-410, AVE9-410, AUSTIN, TX 78704-8707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address49 STONE ST, REVERE, MA 02151-4305

Mortgage

Document Number0068861996
DateDec 01, 2025
Instrument6886/1996
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 30, 2020
Property Address4704 JAY DR, SAINT CLOUD, FL 34772-8433
Document Number0056661389
Book / Page005666 / 001389
Instrument DateJan 28, 2020
Instrument15019
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,418.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4704 JAY DR ST CLOUD FL 347728433, ST CLOUD, FL 34772-8433

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 23, 2019
Property Address4704 JAY DR, SAINT CLOUD, FL 34772-8433
Document Number0056452575
Book / Page005645 / 002575
Instrument DateDec 19, 2019
Instrument166394
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,340.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 02, 2018
Property Address4704 JAY DR, SAINT CLOUD, FL 34772-8433
Document Number0052791370
Book / Page5279 / 1370
Map ReferenceMB1 PG395
Instrument DateFeb 01, 2018
Instrument2018018079
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyA CLEAR CHOICE TITLE & ESCRO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5625 GRAHAM ST, 5625, COCOA, FL 32927-2320

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife) - Vendor Data Only
Address4704 JAY DR, SAINT CLOUD, FL 34772-8433

Mortgage

Document Number2018018080
DateFeb 02, 2018
Instrument2018018080
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,319.00 (+14.32%)$272,400 (+7.97%) Land $60,000 Building $212,400$272,400 (+7.97%) Land $60,000 Building $212,400
2023$3,778.00 (+13.35%)$252,300 (+21.01%) Land $45,000 Building $207,300$252,300 (+21.01%) Land $45,000 Building $207,300
2022$3,333.00$208,500 Land $40,000 Building $168,500$208,500 Land $40,000 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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