472 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 472 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,180 sqft · built 2017
Lot Size	0.151 acres (6,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$577,500 (Apr 2020)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 01400`

Property Details

APN / Parcel Number

Primary APN	`094089I D 01400`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,180 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,617 sqft
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	539 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	472 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0039 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0039
Legal Subdivision	RIVERBLUFF
Legal Lot Number	39
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 23, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Nov 20, 2017	Warranty Deed, Transfer · VA Mortgage FIRST LIBERTY FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	20018791
Deed Book / Page	7974 / 732
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090220175
Date	Jun 7, 2022
Book Page	9022/175
Instrument	22025731

Lender

Name	DISCOVER BANK
Type	Bank
Address	MOHAWK, MI 49950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084760653
Date	Mar 22, 2021
Book Page	8476/653
Instrument	21017181

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 28, 2020
Property Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0079740732
Book / Page	007974 / 000732
Instrument Date	Apr 23, 2020
Instrument	18791
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	472 RIVER BLUFF DR FRANKLIN TN 370641640, FRANKLIN, TN 37064-1640

Mortgage

Document Number	79740735
Date	Apr 28, 2020
Book Page	007974/000735
Instrument	18792

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0076640978
Instrument Date	Jun 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	472 RIVER BLUFF DR FRANKLIN TN 370641640, FRANKLIN, TN 37064-1640

Mortgage

Document Number	0076640978
Date	Jun 28, 2019
Book Page	007664/000978
Instrument	24265

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 20, 2017
Property Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0072330445
Book / Page	7233 / 0445
Map Reference	MB P62 PG145
Instrument Date	Nov 16, 2017
Instrument	17047669
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,795.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 RIVER BLUFF DR, FRANKLIN, TN 37064-1640

Mortgage

Document Number	0017047670
Date	Nov 20, 2017
Instrument	17047670

Lender

Name	FIRST LIBERTY FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (-34.77%)	$251,575 (+79.63%) Land $62,500 Building $189,075	$1,006,300 (+79.63%) Land $250,000 Building $756,300
2024	$6,040.00 (+1%)
2023	$3,020.00	$140,050 (-) Land $34,375 Building $105,675	$560,200 (-) Land $137,500 Building $422,700
2022	$3,020.00	$140,050 Land $34,375 Building $105,675	$560,200 Land $137,500 Building $422,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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