478 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 478 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,037 sqft · built 2016
Lot Size	0.349 acres (15,218 sqft)
Owner	Individual Name on File
Last Sale	$492,610 (Jun 2017)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094089I D 01300`

Property Details

APN / Parcel Number

Primary APN	`094089I D 01300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,037 sqft Living Area

Exterior

Year Built	Built 2016
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,218 sqft
Lot Dimensions	140 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	478 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0038 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0038
Legal Subdivision	RIVERBLUFF
Legal Lot Number	38
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

478 River Bluff Dr is owned and occupied by an individual who bought it in June 2017.

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	478 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 20, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	17024523
Deed Book / Page	7105 / 0051
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	478 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0079850915
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 RIVER BLUFF DR FRANKLIN TN 370641640, FRANKLIN, TN 37064-1640

Mortgage

Document Number	0079850915
Date	May 5, 2020
Book Page	007985/000915
Instrument	20254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 4, 2040

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 20, 2017
Property Address	478 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0071050051
Book / Page	007105 / 000051
Instrument Date	Jun 16, 2017
Instrument	24523
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 RIVER BLUFF DR FRANKLIN TN 370641640, FRANKLIN, TN 37064-1640

Mortgage

Document Number	71050053
Date	Jun 20, 2017
Book Page	007105/000053
Instrument	24524

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 478 River Bluff Dr was $3,900, down 35.3% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,900.00 (-35.3%)	$249,025 Land $68,750 Building $180,275	$996,100 Land $275,000 Building $721,100
2024	$6,028.00 (+1%)
2023	$3,014.00	$139,775 (-) Land $37,825 Building $101,950	$559,100 (-) Land $151,300 Building $407,800
2022	$3,014.00	$139,775 Land $37,825 Building $101,950	$559,100 Land $151,300 Building $407,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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