460 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 460 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,502 sqft · built 2018
Lot Size	0.153 acres (6,705 sqft)
Owner	Individual Name on File
Last Sale	$562,969 (Dec 2018)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 01600`

Property Details

APN / Parcel Number

Primary APN	`094089I D 01600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,502 sqft Living Area
Gross Area	3,886 sqft
Attic	Attic
Attic Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,705 sqft
Lot Dimensions	139 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	460 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0041 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0041
Legal Subdivision	RIVERBLUFF
Legal Lot Number	41
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

460 River Bluff Dr is owned and occupied by an individual who bought it in December 2018.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	460 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Dec 17, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Jul 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	18048823
Deed Book / Page	7525 / 0406
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	460 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0079550345
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 RIVER BLUFF DR FRANKLIN TN 370641640, FRANKLIN, TN 37064-1640

Mortgage

Document Number	0079550345
Date	Apr 13, 2020
Book Page	007955/000345
Instrument	16111

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 17, 2018
Property Address	460 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0075250406
Book / Page	7525 / 0406
Map Reference	MB P62 PG145
Instrument Date	Dec 14, 2018
Instrument	18048823
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 REVERE LN, FRANKLIN, TN 37064-2050

Mortgage

Document Number	0018048824
Date	Dec 17, 2018
Instrument	18048824

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 3, 2018
Property Address	460 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0074040095
Book / Page	007404 / 000095
Instrument Date	Jun 28, 2018
Instrument	25651
Transaction Type	Construction Loan
Record Updated	Jul 16, 2018
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7123 CROSSROADS BLVD BRENTWOOD TN 370272877, BRENTWOOD, TN 37027-2877
Investor	Possibly a Property Investor

Mortgage

Document Number	74040095
Date	Jul 3, 2018
Book Page	007404/000095
Instrument	25651

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 2, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 460 River Bluff Dr was $4,296, down 35% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (-35.01%)	$274,325 Land $62,500 Building $211,825	$1,097,300 Land $250,000 Building $847,300
2024	$6,610.00 (+1%)
2023	$3,305.00 (+7.97%)	$153,275 (-) Land $34,375 Building $118,900	$613,100 (-) Land $137,500 Building $475,600
2022	$3,061.00	$153,275 Land $34,375 Building $118,900	$613,100 Land $137,500 Building $475,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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