461 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 461 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,355 sqft · built 2018
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$497,640 (Oct 2018)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089I-D-011.00-000`

Property Details

APN / Parcel Number

Primary APN	`089I-D-011.00-000`
Alternative APNs	`094089I D 01100` `1096087`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,355 sqft Living Area
Gross Area	3,878 sqft
1st Floor Area	2,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	523 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	461 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0014 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0014
Legal Subdivision	RIVERBLUFF
Legal Lot Number	0014
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 4, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	201839381
Deed Book / Page	7476 / 790
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	461 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083340970
Date	Dec 16, 2020
Book Page	8334/970
Instrument	20071867

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 4, 2018
Property Address	461 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0074760790
Book / Page	007476 / 000790
Instrument Date	Sep 18, 2018
Instrument	39381
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.27
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 RIVER BLUFF DR FRANKLIN TN 370641641, FRANKLIN, TN 37064-1641

Mortgage

Document Number	74760792
Date	Oct 4, 2018
Book Page	007476/000792
Instrument	39382

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2038

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (-35.46%)	$250,250 (+77.7%) Land $50,000 Building $200,250	$1,001,000 (+77.7%) Land $200,000 Building $801,000
2024	$6,072.00 (+1%)
2023	$3,036.00	$140,825 (-) Land $27,500 Building $113,325	$563,300 (-) Land $110,000 Building $453,300
2022	$3,036.00	$140,825 Land $27,500 Building $113,325	$563,300 Land $110,000 Building $453,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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