4704 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4704 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1984
Lot Size	0.317 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Feb 2023)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3026315130000H0020`

Property Details

APN / Parcel Number

Primary APN	`3026315130000H0020`
Alternative APN	`98491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,614 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,852 sqft (0.317 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Shed	1 Shed
Shed Area	320 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98491
Street Address	4704 SPARROW DR
City	SAINT CLOUD
State	FL
Zip	34772-8339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK H LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	H
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1050
Census Tract	43304

Owner

Source: Osceola County records · APN 3026315130000H0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4704 SPARROW DR, SAINT CLOUD, FL 34772-8339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Oct 18, 2013
Deed Document Number	2023019308
Deed Book / Page	6359 / 1656
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2023
Property Address	4704 SPARROW DR, SAINT CLOUD, FL 34772-8339
Document Number	0063591656
Book / Page	6359 / 1656
Map Reference	MB 1 PG 395
Instrument Date	Feb 15, 2023
Instrument	2023019308
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	FIRST TITLE OF AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3188 RAMBLER AVE, SAINT CLOUD, FL 34772-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 SPARROW DR, SAINT CLOUD, FL 34772-8339

Mortgage

Document Number	0063591658
Date	Feb 16, 2023
Instrument	6359/1658

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,851.00 (+13.33%) Homeowner's exemption	$267,400 (+8.88%) Land $60,000 Building $207,400	$267,400 (+8.88%) Land $60,000 Building $207,400
2023	$3,398.00 (+17.33%)	$245,600 (+32.19%) Land $45,000 Building $200,600	$245,600 (+32.19%) Land $45,000 Building $200,600
2022	$2,896.00	$185,800 Land $40,000 Building $145,800	$185,800 Land $40,000 Building $145,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.